Most people know that they should be saving for unexpected events, such as a job loss, sickness, or home repairs, but they lack the discipline and never actually get to the saving part.
Starting an emergency fund should be a priority, not an option. Since you can't predict the future and unplanned events happen all the time, having a certain amount in savings is both smart and necessary.... ››› more
You may think that making money in the stock market all comes down to investing in the right shares. If you invest in too many losers, you'll be worse off as a result.
A recent study shows that this is in fact not the case. Your losers can outweigh your winners and you can still bank healthy profits.
So how can you do this with your portfolio? It all comes down to risk management and knowing when to cut your losses.
Let's take a closer look…... ››› more
Have your ever watched Bloomberg TV and you just didn't understand all the gibberish that they talked about?
Or, have you ever been at a braai when your friends started talking investing and you didn't have a clue what they were saying. Did you feel like the odd one out?
Well, what if I told you that thanks to four simple numbers, measuring the value of different shares is easier than you thought!
Most importantly you can use these four ways to pick profitable shares, but at the same time you will also sound smart when you talk to people about investments this weekend…... ››› more
Earlier today, Stats SA released its quarterly labour force survey covering the third quarter of the year.
The report showed a poor gain in employment numbers from July to September.
Let's take a closer look at what the report revealed…... ››› more
Earlier today, Stats SA released its producer price index (PPI) for September. The key economic indicator showed that producer inflation fell again.
The figure slightly beat economists' expectations. Lower oil and food prices helped to contribute to the decline.
Let's take a closer look at what the data revealed…... ››› more
Chances are even as a toddler you were clinking your plastic tea cups. As you've grown up over the years, a wine glass has replaced your plastic tea cup.
But did you know there's actually a correct way to clink wine glasses? And that doing it wrong can have embarrassing consequences?
So are you clinking wine glasses right?
Read on to find out…... ››› more
When it comes to trading forex, you have two ways to do it: You can opt to use currency futures or you can use spread trading.
There are some major differences between the two methods. And it also affects which currencies you can trade.
So let's take a closer look at the differences…... ››› more
For the majority of people who invest in property, they'll need the bank's helping hand for financing it.
But did you know if you don't have a credit history, the chance of your bank approving your application are nil?
So how can you get a good credit rating?
Read on to find out…... ››› more
Whether you opt for a domestic offshore fund or an international offshore fund to invest in, you need to pay attention to fees.
Fees can have a huge impact on the returns. You'll be surprised how a couple of percent can really eat into your profits.
Let's take a closer look at the impact of fees on the performance of your funds…... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.