The Association of Unit Trusts has devised a unique two-tier approach to categorise unit trusts. We quite like this approach, because it gives you a wide view of what's available in the world of unit trust investing. Here's how the two-tiered approach can help you pick the best unit trust for your portfolio…
The first tier: Where will your unit trust invest?
1. South African (domestic) fu... ››› more
Both unit and investment trusts pool the savings of their investors to buy a wide range of equities. But these two types of investments vary in several important ways. If you want to invest in either of them, it's important you know the differences.
Four ways unit trusts differ from investment trusts
#1: Unit vs. shares
As the name suggests, when you buy a unit trust you buy units. And ea... ››› more
If you have a portfolio packed with unit trust, you probably think you know exactly how to pick the best unit trust to invest in. And maybe you do. But research shows most unit trust investors forget to review at least one of these four crucial unit trust investing facts. And it's putting their returns at risk…
Check these four crucial factors before investing in unit trust
Here are the t... ››› more
Smart investors know that to get good returns, they need to spread their risk across four principal asset classes: Cash, bonds, equities and property. And one of the best ways to do that is through unit trust investing. Today, we look at how property income unit trusts can help you diversify your investment into property and cushion your risk while achieving stable returns in other asset classes. ... ››› more
Not all unit trusts are created equally. In fact, studies show as many as 66% don't even beat the market every year. That means you need to be selective when picking the best unit trusts to invest in. Today, we teach you a great secret that can help…
The secret to picking the best unit trusts to invest in
The experts behind The South African Investor have a technique they find works ver... ››› more
When it comes to unit trust investing, fees and charges are taken out of your investment before your money starts working for you. And they tend to be hidden away and brushed aside by all those eager-beaver sales people. But that doesn't mean they don't matter. In fact, they can make or break your portfolio. Here's what you need to know about the costs involved BEFORE you pick the best unit trust ... ››› more
If you're the kind of investor who wants someone else to do all the work for you, you're probably looking for a way to fill your portfolio with a host good unit trusts. If that sounds like you, listen up. Wise investors know that the best consistent long-term investment returns only come from sound asset management, says MoneyWeb. And that means you have to have the right financial planner in your... ››› more
When it comes to unit trust investing, you have a variety of options. One of them is income unit trusts. These funds are similar to money market funds, but are one step up on the risk ladder. Income unit trusts are particularly useful if you want income levels that are better than those you'll get from a bank deposit or money market fund. Here are the benefits of investing in these unit trusts… ... ››› more
Not all unit trusts are created equally. In times of market uncertainty like we're currently experiencing, that can only mean one thing: If you want to make money, you need to pay attention to the market's trends and follow them. Here's what you should do when it comes to picking unit trusts to invest in this year...
There are three big trends for unit trust investing this year
Unit trust i... ››› more
When it comes to unit trust) investing, South African's have always played the market safe. But that trend is changing, says Leon Campher, the chief executive officer for the Association of Savings and Investment South Africa (Asisa). And it's leading to a rise in appetite for multi-asset unit trusts.
The unit trust investing horizon is changing
South Africans have always perceived unit tru... ››› more
If you love safe investments like unit trusts, you'll love what ETF provider Satrix recently came up with. At the end of last year, it launched four index tracking unit trusts. Here's what you need to know about this move…
Satrix moves into the unit trust market
The passive investment market has just gotten larger. This after Satrix launched a range of index unit trusts to give investors ... ››› more
When you start reading the fact sheets that accompany different unit trusts, you'll come across the total expense ratio (TER). If you're stuck between choosing which fund to invest in, comparing the different TERs can help you come to a decision. But what exactly is the total expense ratio? Let's take a closer look at what it means…
May 2007 saw the introduction of the total expense ratio (TER... ››› more
If you want to invest in shares, but you don't want to do the share picking yourself, equity unit trusts could be for you. Not only that, if you want exposure to the stock market, but you don't have a large lump sum, equity unit trusts are an option to consider. Let's take a closer look at what equity unit trusts offer you…
Equity unit trusts invest the majority of their funds into shares list... ››› more
You might be surprised at the wide variety of different unit trust funds available for you to invest in. They come in a number of different forms and all work slightly differently. The most basic unit trust is the ‘normal' unit trust. Let's take a closer look at this type of unit trust…
‘Normal’ unit trusts, or Collective Investment Schemes (CIS), are the most basic level of unit trust f... ››› more
If you're looking to invest on the stock market, but you don't want the hassle or don't feel you have the experience to pick shares, then unit trusts could be perfect for you. By buying into unit trusts you get exposure to the market and a professional does all the stock picking for you. But how do you go about investing in them? Read on to find out…
Buying unit trusts is very easy, the resear... ››› more
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Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.