Having some exposure to property in your investment portfolio is one way to benefit from the performance of the sector.
If you want to invest in property, but you either don't have the funds to buy an investment property or want the hassle involved, what are your options?
There are three main options open to you.
Read on to find out what these are…
Why include property in your por... ››› more
Buying a property is likely to be the largest financial purchase you'll ever make. So it pays to make the right decision when it comes to getting a bond for your property.
One of the things you'll need to decide before deciding on your bond is the term to take it over. Do you opt for 20-years, 25-years or 30-years?
Don't let the idea that you're saving money on monthly repayments by opting f... ››› more
Buying a holiday home is a great way to invest in property.
You can enjoy having the property to escape to. And when you're not using it, you can rent it out and earn an income from it.
But before you jump it, what should you do if you want to rent out your holiday home?
Read on to find out…
Renting out your holiday home can provide you with a decent secondary income
If you wan... ››› more
Commercial property in the UK performed well through 2014. The sector returned over 15% last year.
With the British economy recovering, there are signs that investment in commercial property will continue to do well.
So are there still opportunities for gains in the sector after such a good run? And if so, where should you focus?
Read on to find out…
UK commercial property has per... ››› more
With the holiday season upon us, you may be jetting off on holiday. And this may lead you to think about buying a holiday home overseas.
Before you commit, it's vital you understand the risks.
A holiday home can be a great investment. But it can also end up costing you far more than you realise and there's the risk of losing your entire investment.
So what should you watch out for?
Rea... ››› more
According to the 2013 population census, there were roughly 52.98 million people living in South Africa. The estimated population growth rate is 1.5% per year.
This means there's a lot of people in need of different types of housing. So, we can be certain that demand for property will always exist.
Despite economic setbacks and interest rates hikes, the property market will always give you ... ››› more
What does it take to become successful in the property investing field? What are the prerequisites for property investment success?
Successful property investors are more than a little savvy. They share the following characteristics.
1. They have in-depth market knowledge
In order to predict changes and be prepared for the unexpected, successful property investors put a lot of time and... ››› more
With high property prices and the cost of living on the rise, the prospect of your children buying their first home may seem like a pipe dream.
So what if you were in a financial position to help them take their first step onto the property ladder? What are the options?
Let's take a closer look…
Three ways you can help your child buy a property
#1: Speak to your bank about becom... ››› more
If you have a long-term investment portfolio, property should form part of it.
But investing in property doesn't mean buying property yourself. There's a much easier way to do it. You can invest in real estate investment trusts (REITs).
So why should you invest in property through REITs?
Let's take a closer look…
Why invest in REITs
Chances are you’re looking for a quality as... ››› more
Any type of investment is a gamble, but property investment can also be suited to the risk-averse investors.
Before you invest in rental property, there are certain things you should consider, such as the following.
1. The expected rental property income
The bottom line is this: how much do you expect to earn from renting the property? This should be the motivating factor behind your de... ››› more
Whenever I speak to investors I hear “The property market is dead” or “Property is so expensive, there are no good deals out there”.
I recently read an article about a financial advisor who was telling investors they're looking at single digit yields if they invest in property. The article went on to tell them that the stock market is the ONLY place they should be investing.
That's ... ››› more
Becoming a homeowner is a big step to take, so it's important to understand what exactly it entails. The costs that come with home ownership can make you think twice before signing the agreement.
Before committing yourself to owning a home, you should find out exactly what the hidden costs are.
Here are the most common costs that you must cover when you decide to buy property.
Property ta... ››› more
The rental housing amendment bill has been tabled in front of the national assembly and passed. Now all that's needed is the passing of a resolution and for the president to sign it.
And as soon as that happens you, as a landlord, will have six months to comply with the bill or you could be held criminally liable according to the act - with up to two years jail time!
That's why you need to m... ››› more
Investing in real estate is a wise option for building wealth, but you need to determine how to maximise your investment to reap the full benefits.
One of the first things to consider when investing in real estate is to choose a property in a very good area, even if it requires a lot of repair work. You want to take advantage of sought-after neighborhoods because the area will be a key factor i... ››› more
This year, after several years of holding interest rates at historic rates, the South African Reserve Bank hiked rates 0.75%.
If you're a homeowner, unless you have a fixed-rate bond, this means your monthly repayments have gone up.
Nedbank says it's already seeing homeowners struggling with the interest rate hikes so far. So how much more can you expect to pay if rates go up in the future?
... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.