Last week, we discussed how through one simple switch we managed to save our clients a cumulative 71% in 2016.
But this year we're going to try and do it again. So let's compare the investment cases of The Foschini Group (TFG) and Woolworths (WHL).
These companies share similarities in that they're both involved in apparel retailing in South Africa but have very different strategies when i... ››› more
Do you know the difference between minimum investing and low-cost investing?
Well, most investors would usually say they're the same thing. But this is far from the truth.
Low-cost investing deals with the investments associated with investing your money, while minimum investing implies the least amount of money you can invest.
In fact, failure to understand this can actually lead to... ››› more
In the previous article, I told you I was going to reveal my four favourite currency pairs to trade and when to trade them.
Today, I'll reveal the second fantastic currency pair…
Fantastic currency #2: The Japanese Yen (USD/JPY)
This currency pair has to be the most traded currency out of the whole of Asia.
Not only that, but it’s one of the seven most traded cur... ››› more
Happy new year everyone, I hope you all had a good break and did tons of holiday shopping for your friends and family!
Why? Because yesterday marked the beginning of the retail reporting season. And, in the next couple of weeks we're going to see just how much South African's spent at the shops in December.
There is no doubt the market is expecting a super tough Xmas period for the beleag... ››› more
“Francois, our neighbour wants to sell his house. We'd like to build a little property nest egg of our own. Should we buy his property?”
That's a question I received from a family member over the holidays.
I'm sure you've been faced with a similar situation.
Looking at a property that's for sale and wondering whether it would be a good idea to buy it and get started with your very own... ››› more
From 2013 to 2015, South Africa's listed property sector has achieved a 17% annual average return.
Over the same period, that's:
Five times more than what SA bonds returned
Three times more than what SA cash returned
3% better return than what SA equities has achieved
But the many investors who allocated a large portion of their wealth into listed property in 201... ››› more
Forget South Africa, Nigeria is growing at such a fast rate, in fact, economists expect Nigeria to overtake SA and become Africa's biggest economy. Don't wait for that to happen before you invest in Nigeria. Here's a home-grown smart investment you can make today…
“Economists expect Nigeria, already the continent's most populous nation and largest oil producer, to overtake South Africa ... ››› more
When you first decide to invest in a property the excitement pumps you up. Your heart starts racing, you already see the cash rolling in…
But before your ambitions run away with your good judgement you should take a step back and evaluate whether the property you're looking to invest in will provide you with growth - or is it a cash-trap that'll suck your wallet dry.
What to look for in ... ››› more
There are many widely available tools, tricks and techniques that will help you spot good businesses that are likely to increase in value.
But do you know how to spot companies that are going bust?
Well if there's one person who does, it's Scott Fearon.
An extremely successful money manager, Scott Fearon has shorted more than 200 companies that eventually ended up at zero. And spotting th... ››› more
What you're about to read will shock you…
1999 - The Euro came into existence in January which was the goal of the European Union and its predecessors since the 1960s.
Initially there was a negative reaction as the Euro fell below parity (1:1) with the US Dollar for the first time.
After, the dust settled and the EU was finding its feet with regulations, treaties and legislations, the E... ››› more
The producer price index, non-farm payrolls, new housing starts, gross domestic product….
The list of economic indicators released monthly is massive.
The South African Reserve Bank alone releases a four-page report with more than 110 different economic indicators each month. That's not even considering international indicators.
So, which of these indicators should you keep an eye on, a... ››› more
Think Berkshire Hathaway and the first person that comes to mind is Warren Buffett.
But did you know much of Buffett's and Berkshire's success was down to his partner?
His name is Charlie Munger and he's the Vice-Chairman of Berkshire & Hathaway.
Before Munger partnered with Buffett, he managed his own investment partnership, which averaged returns of 19.8% a year from 1962 to 1975 beatin... ››› more
In the past 24 months the JSE All share index has been unable to lift itself out of its sideways channel.
In the last two years it only managed to deliver a 1% move for investors. The trading environment in the local market has been tough to say the least.
There has been a slew of socio-political upheavals, both internationally and locally, that have negatively affected the market.
With j... ››› more
Put yourself in this situation…
You have R20,000 to invest. You decide to buy a stable growth company and an undervalued share with explosive potential.
In six months' time, the stable growth company is up 50%, while your bargain buy is down 20%.
Now a 50% return in 6 months' from just one stock sounds incredible - That's R5,000 in your pocket for doing nothing. You decide you don't wan... ››› more
23 years ago, two brothers, David and Tom Gardner, founded and built one of the world's greatest investment communities - The Motley Fool.
Reaching millions of people every month through a website, books and the newspaper, they give independent financial and investment ideas to help ordinary investors make a lot of money.
But these brothers are more than this.
They've published best-selli... ››› more
I've been watching the World Series Poker lately.
There was one match that really got me on the edge of my seat.
It was the most intense ALL-IN poker hand I've ever seen.
It got to the point where it was between Will Kassouf and Griffin Benger.
In short: Will Kassouf was using a bullying technique to Griffin and other poker players by ridiculing them. Griffin told Will it was “verbal... ››› more
We live in such a vast and beautiful country and if you're like me, then you enjoy long driving holidays.
I love the feel of the road beneath the wheels, the power of the engine and the ever-changing scenery on the journey. I love singing with my family and counting the windmills as we drive.
But, I don't like pulling into petrol stations along the way and filling up my tank. It just costs... ››› more
I bought my first rental property at the age of 22. Luckily it turned out a great investment.
But since then I've learnt a lot.
Truth be told, there's a heap of things I wish someone had told me about when I first got started in property back then.
The time, the money it could've saved me... I sure as heck would have gone a lot further a lot faster if I'd had a clue about some things.
... ››› more
There are only three topics I'm comfortable to write to you about...
Trading, investing and strategic gambling.
If you understand probabilities and risk management, the world is your oyster with those three topics.
If you want to make a second income trading the markets, you need to know how to tilt the odds in your favour.
And if you want to make a third income at the casino, you need... ››› more
Two weeks ago I posted an article where I made a prediction on where gold is more likely to be going next.
The target I said was $1,550. At the time gold was trading at $1,305 an ounce.
If you missed it, you can catch up at the end of the article.
Since then, I've been overwhelmed by the number of questions you've asked me about this article.
Whether I'm checking emails, presenting at ... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.