From 2013 to 2015, South Africa's listed property sector has achieved a 17% annual average return.
Over the same period, that's:
Five times more than what SA bonds returned
Three times more than what SA cash returned
3% better return than what SA equities has achieved
But the many investors who allocated a large portion of their wealth into listed property in 201... ››› more
As an advisor to the South African Investor board I deal with investors that are looking for long term returns that'll help them live, and retire securely.
That means we typically look at companies like Vodacom, Naspers, Bidvest and the like.
Large blue-chip shares that have been around for years, and will continue to be there for years to come.
Recommending these large companies is th... ››› more
If it all hits the fan and the market goes downhill, does your investment portfolio have enough protection?
Most people can't give a confident straight answer of “yes”.
And this is a big problem.
But relax, because you can kick this problem to the curb.
By using a concept that is described by Editor at Stansberry & Associate, Dr David Eifrig Jr as, “100 times more imp... ››› more
Three years ago, I walked into the FSPInvest boardroom. Seated at the freshly polished mahogany table in front of me were six specially selected investment interns. These were some of the brightest investment minds the management team at FSPInvest could find in South Africa.
They just passed a rigorous interview process that earned them the right to be an intern at the FSP Invest office. All o... ››› more
Investing in South Africa today is proving to be a challenge for even the best investors. We have to deal with constant attacks to our investment capital.
Scam artists, investment fees, taxes, increasing cost of living as well as political decisions both local and internationally all seem to be aligned to do one thing, eat away at the wealth we are trying so hard to build.
The current situ... ››› more
IT seems that Africa's largest cellular network provider, MTN is in for a few more changes to its executive structure.
MTN released a statement to its shareholders informing them that Brett Goschen, the company's Chief Financial Officer is leaving the company on 30 September 2016. Goschen will also be stepping down for MTN Group's board of directors.
In the meantime, CEO of MTN Rwanda, Gunt... ››› more
Investing in the stock market can be a challenge, especially if you're just getting started. The difficulty is, you don't know what shares to buy, how long to hold them or if the shares you're adding to your investment portfolio are expected to deliver any returns at all.
As a result, most new and even experienced investors turn to the big blue chip companies. You see these massive companies h... ››› more
When I heard the results of the Brexit vote last Friday, I was watching TV, clutching a cup of coffee and snuggling under a blanket with my sons in the diamond city, Kimberley.
As soon as the news bulletin ended, my phone started to buzz uncontrollably.
First, a message from my brother asking, “Did you see the Brexit result?” I ignored it. Then, a message from a colleague, “How could... ››› more
Penny shares are the black sheep of the investment market. Most investors ignore these shares because they simply don't know how to deal with them.
Penny shares are volatile - They'll be up one day and down the next. Their share prices tend to swing around violently leaving investors that are unprepared for this activity nervous and afraid of what the share price will do next.
But there ar... ››› more
You already know that rumours of a recession are circulating around the investment markets.
2016 has been a tough year for the South African economy and the hard times don't look like they're going to stop any time soon.
Statistics South Africa shows that the economy is already down 1.2% for the year. We're in the middle of a drought and the price of food, electricity and water is steadily... ››› more
Even though South Africa managed to dodge the downgrade bullet last week, the risk of recession, higher interest rates and a lack of foreign funding still plagues the South African banking industry.
But larger fund managers like PSG Asset Management have recently been adding banks to their portfolios. Surely this is a mistake under the current challenging market environment.
Well, let's ta... ››› more
We all have bad habits. The problem is that bad habits can have a serious impact on your well being.
Think about the effects of smoking, if you keep doing it, you'll end up with a respiratory disease that could lead to your early death.
The same applies to your investing. There are certain bad habits that are common to investors. If you don't stop these bad habits, it could destroy your in... ››› more
The EasyEquities platform is the perfect way for you to start managing your own investment portfolio.
I've been using the platform to manage my investment portfolio since the beginning of the year and I must say it's quite fulfilling to see my money grow. I've been telling most of my friends and family about it.
The one question I've heard over and over again is, how am I supposed to know w... ››› more
There are so many things you need to consider when planning for your retirement.
Of course, there's the obvious retirement planning concerns, like how much you earn and how much debt you have but there are other factors that could leave you scrambling around trying desperately to build up your retirement savings.
To help you prepare for your retirement, I've found 20 of the most common ret... ››› more
If you've been reading the news from FSPInvest.co.za over the past few weeks, I think you understand how important it is to add a certain level of protection to your investment portfolio right now.
There's one precious metal that's proved itself as a protective asset over and over again. Of course, the metal Joshua is talking about is gold.
He says, “In the 1970s and 1980s were marked by... ››› more
If your goal is to build a long-term investment portfolio that performs well over the years, there are a few things you can do to improve your chances of success.
It all comes down to how you manage your portfolio.
Read on to discover four tips to help you build a top performing portfolio…
Investment tip #1: Spread your risk
When building your investment portfolio, it’s vital to... ››› more
Global stock markets have been on a rough ride over the last few weeks, seesawing up and down.
The Johannesburg Stock Exchange has also been extremely volatile.
So how can you manage your portfolio to deal with these rough stock market movements?
Read on to find out…
Dealing with the stock market’s moves
When the stock market is veering about all over the place, it can make y... ››› more
When building a long-term investment portfolio to build your wealth, you need to consider what to include.
Whilst stocks may be the first things that spring to mind as an investment opportunity, it's a good idea to add in other asset classes too. This helps to boost your portfolio's diversification and reduces your investment risk.
So what are you options?
Read on to find out…
Fiv... ››› more
A decade proof investment portfolio is one that you set up and leave for ten years.
This portfolio is where you put the best investments you can get your hands on with the best future prospects. Then you leave it and don't touch it for ten years.
So how can you do it?
Read on to find out…
What to put in your decade proof investment portfolio
When it comes to this investment str... ››› more
What are you goals from investing?
Chances are you want to see a decent return over the years.
But investing can be difficult. The fact is, many investors don't even manage to keep up with the market average, never mind beat it.
So how can you improve your chances of building a solid portfolio for the long-term?
Read on to find out…
Why investors tend to underperform the marke... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.