“Francois, our neighbour wants to sell his house. We'd like to build a little property nest egg of our own. Should we buy his property?”
That's a question I received from a family member over the holidays.
I'm sure you've been faced with a similar situation.
Looking at a property that's for sale and wondering whether it would be a good idea to buy it and get started with your very own... ››› more
When you first decide to invest in a property the excitement pumps you up. Your heart starts racing, you already see the cash rolling in…
But before your ambitions run away with your good judgement you should take a step back and evaluate whether the property you're looking to invest in will provide you with growth - or is it a cash-trap that'll suck your wallet dry.
What to look for in ... ››› more
I bought my first rental property at the age of 22. Luckily it turned out a great investment.
But since then I've learnt a lot.
Truth be told, there's a heap of things I wish someone had told me about when I first got started in property back then.
The time, the money it could've saved me... I sure as heck would have gone a lot further a lot faster if I'd had a clue about some things.
... ››› more
Over the past six years I've worked with many estate agents looking to manage my rental properties. And whenever it took time to fill up an empty apartment they'd tell me “the market is slow this time of year”.
They weren't all lying to me. Considering the post-2008 property market it hasn't been smooth sailing for anyone.
South Africa's economy is struggling and people are finding it ha... ››› more
There's no denying it. Property is one of the best performing sectors of the JSE, year in, and year out.
In fact, a quick look at the SAPY property index shows that it returned 1,035% between the start of August 2004 and August 2016.
In comparison the JSE All-Share index returned 626% including dividends…
Clearly property is a top performing sector.
What's even better - with list... ››› more
I was recently at a property auction. The developer of a complex had been liquidated and was left with 7 apartments that needed to be sold on auction.
Before the auction these properties were advertised for around R560,000. And there was not much interest in them.
Considering they could fetch around R5,200 in rental per month I hoped to pick one or two up for a bargain at the auction… ... ››› more
Right now there's a shift happening in the South African property investment space that's perfect if you're a property investor that wants to get your money into the rental property game.
Demand for buying property is falling quickly and more people are looking to rent property right now. This is because the weakening rand, banks tightening their lending criteria and the general increase in co... ››› more
Last week a property investors told me that: “Property in SA is too big a risk. New laws coming out soon will limit property ownership to two properties and there will be no foreign ownership allowed.”
Is this true? Should you up and sell your property right now, or is there hope left for the South African property sector?
The truth about new property laws – it’s not as bad as yo... ››› more
“Investing in property doesn't make money any more. I should rather sell everything and put my money in the bank.”
That's the words of a friend of mine, Jaco, whilst we spoke about property investing the other day.
Jaco owns a number of properties but feels that he's not making enough money from them to keep on bothering investing in property.
The thing is, after investigating the ... ››› more
Over the weekend I was speaking to a friend of mine. He just moved into a new area after switching jobs. While he's checking out the property in the area he's renting a property.
One of the issues he faced was a rental deposit - and this actually affected which property he chose to rent initially.
You see, because of tenants not paying rent, or damaging property many landlords have been fo... ››› more
Right now there's an investment you've probably forgotten about. I'm not talking about your equity portfolio, your government bonds or even your retirement annuity.
I'm talking about a specific investment that will either contribute greatly towards your retirement or leave you struggling to make ends meet when you stop working.
You might have forgotten about this investment but right now, i... ››› more
Millions of South Africans have packed their bags and taken their knowledge, skills and families to other countries, never to return to South Africa. I don't blame them and I don't judge them. They're leaving because they want to protect their families and their wealth.
While I can't help you with your personal security, I CAN help you protect and grow your wealth.
Today, I'm going to show... ››› more
Gary Booysen, Rand Swiss Portfolio manager, and professional trader, has just uncovered a powerful short-term short-trading profit opportunity for you in South Africa's telecoms sector. If you're interested in taking on the risks involved with shorting geared trading instruments - in exchange for the massive gains up for grabs - then you will want to read on for Gary's full technical analysis on t... ››› more
Many investors are afraid of investing in property because they simply don't know how to get started and what to expect from their property investments.
The truth is investing in rental property is a great way to increase your monthly income and grow your long-term investment portfolio.
Today, let's look at three benefits of investing in property and why you should consider property rental... ››› more
To find out if trusts can help you protect your family's financial situation after you're gone, Aiden Sookdin spoke to one of the foremost trust experts in South Africa, Albert Vorster, Senior Fiduciary Specialist at Momentum Trust Limited. Here's what you need to know...
Albert agrees that trusts are still relevant for effective estate planning, asset protection and generational continu... ››› more
Whenever I hear mention of today's company, the first thought flitting through my head is: “How much does this pundit actually know about the eastern European property market?”
I mean, if you're looking for obscure geographical exposure you've found it. A company that invests in, and develops, shopping centers in Romania, Slovakia and Serbia.
And, yet investors who backed this strange J... ››› more
The best legal way to make sure you don't lose your money is to distance yourself from it.
Let me explain...
Putting your assets into a trust means that you don't personally own them anymore. The assets are held in trust for the benefit of the beneficiaries. The trustees simply manage these assets. When everyone involved signs this contract the Mater of the High Court registers the trust. ... ››› more
I love the idea of being able to own a property on a luscious beach away from the hustle and bustle of the city. To be honest, I like the idea of owning this property in some offshore holiday destinations where quiet beaches and clear blue skies are an accepted way of life.
Well, today I want to show you how to get your hands on your dream offshore property by following three simple steps. Ste... ››› more
Just imagine walking out of your holiday house onto the beach and it's just you on the unspoilt, white sand.
There are no people fighting for a piece of the sun…
There's no litter...
The turquoise sea is so clear, it's perfect for snorkelling, diving or just lazing in the African sun.
It's paradise. And it's less than five hours away…
Even better, when you look inland, there are... ››› more
Igor Marinkovic is a self-made millionaire property investor who captivated the audience at the FSP Invest Symposium 2014.
But it's not his exotic name or thick Serbian accent that caught the attention of the delegates.
In fact, unlike the other speakers, he didn't even have a fancy PowerPoint presentation. He merely used two pages of a flip-chart paper to explain his simple, yet highly effe... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.