Diversification is all about spreading your investments to lower your risk.
When running your own investment portfolio, it takes a lot of time and money to diversify. You need to invest in ten to 20 stocks, across different sectors.
So what if there was an easier way to diversify?
Read on to find out more…
ETFs give you instant diversification
Exchange traded funds (ETFs) are ... ››› more
If you want to invest on the stock market, but you're not comfortable picking individual shares, you have an option.
You can invest in exchange traded funds (ETFs) instead. These funds represent a basket of shares, which varies depending on the focus of the fund.
So why should you look to invest in ETFs?
Read on to find out…
ETFs offer diversification
Investing in shares is ris... ››› more
If you're want to invest in a unit trust offering lower risk than equity unit trusts, fixed-interest funds could be perfect for you.
Investing in these types of funds can also help to add diversification to your current holdings.
So what types of fixed-interest unit trusts are there?
Read on to find out…
What are fixed-interest unit trusts?
Fixed-interest unit trusts focus thei... ››› more
If you want to start investing in the stock market, the idea of picking stocks may put you off. And that's not the only thing. You need to have a sizeable chunk of cash available to invest too.
But you do have an alternative. And that alternative is unit trusts.
Unit trusts take out all the worry of picking shares to invest in and they're affordable too.
Let's take a closer look…
... ››› more
If you're nearing retirement or just don't like taking on the risks associated with investing in the stock market, chances are you'll be building up your holding in bonds.
But did you know you're not just limited to buying government retail savings bonds? You can easily add company and other government bonds to your portfolio through bond unit trusts.
Read on to find out how you can do this... ››› more
Commodities have suffered over the past couple of years. You just have to look at the recent performance of the oil price to see that.
But if you have a longer-term investment window, is it worth betting on a recovery over the next year or two?
Let's take a closer look…
The outlook for commodities
Over the next year or so, it doesn’t look like commodities are going to enter a su... ››› more
One investment rule you'll have heard time and time again is buy low, sell high. This makes perfect sense and reduces your risk when investing.
But there are exceptions to every rule. And sometimes is can benefit you to pay more.
So how does this work?
Let's take a closer look…
When you should consider paying more to invest
When it comes to investing in unit trusts, you might b... ››› more
If you start delving into unit trusts, you'll notice that many funds concentrate of certain aspects of shares to boost their performance.
For instance, you might come across a momentum fund.
Momentum, size, value and quality are all examples of ‘factors' that certain stocks possess. And if they possess these factors, they have a higher chance of beating the market's return.
Let's take a... ››› more
When we're young, we're sometimes oblivious to the fact that we should save for retirement. But the fact of the matter is, the earlier you start the better.
Not all of us are fortunate enough to have an employer that contributes to a pension fund. And, a savings account just won't give us proper returns over the long term…
Some of us want to start investing, but with so many investment cho... ››› more
Whatever your reasons, if you're planning to sell your unit trust portfolio, there are a few thing that you need to keep in mind.
The closing values of your unit trust funds may not be as high as you think.
So what should you consider when valuing your unit trust portfolio?
Let's take a closer look…
The pricing of unit trusts can be a bit complex
Unlike financial instruments su... ››› more
If you're a unit trust investor, chances are you're feeling pretty happy with yourself right now. After all, high equity unit trusts are up to 26% over the last 12 months!
But here's the thing. These gains are off on the back of the JSE, which has made great gains in the past few months.
But, right now, there are signs that this bull run is coming to an end.
And, if you don't re-balance... ››› more
Exchange traded funds (ETFs) are a great way to replicate the performance of the market.
Through the different ETFs available you can invest in indexes of the Johannesburg Stock Exchange, international markets and commodities.
So before you can think about investing, you need to know more about them.
What are ETFs? What are the advantages of investing in them? And what do you need to look... ››› more
By investing in a tracker fund, you can benefit from the performance of the market.
For instance, by investing in an exchange traded fund (ETF) or a unit trust tracking the JSE's Top 40 Index, you should see a return mirroring that of the Top 40.
But what's best? An ETF or a unit trust?
Let's take a closer look…
What are index tracker unit trusts?
Index tracker unit trusts wor... ››› more
Exchange traded funds (ETFs) are a great way to gain exposure to the market. By passively tracking market indexes and commodities, you can benefit from their performance.
But before you jump in, make sure you pay attention to the price. If you don't, you could end up paying more than you bargained for.
So let's take a closer look at what aspects of an ETF's price you need to focus on…
... ››› more
Exchange traded funds (ETFs) are passive funds with a listing on the stock market.
An ETF aims to track the performance of a particular index or commodity.
For instance, if the JSE's Top 40 Index rises by 10%, you'd expect a Top 40 Index ETF to also rise by around 10%.
Instead of opting to invest in a unit trust where the fund manager tries to beat the market for a fee, an ETF tracks a ... ››› more
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