Nothing compares to the exhilaration of writing and selling an e-book. Trust me I know. When I published my first e-book, The Home Business Tycoon, I watched every sale like a hawk. Then, when I published my second book, The Minimum Wage Millionaire, I nearly fell out of my chair when I watched the sales roll in.
There's something motivating knowing that every sale will result in money flowing... ››› more
I hope that you're excited. This is the last part in the series of secrets revealed by the largest direct mail business in the world. In fact, as we speak, Fleet Street Publications South Africa, is the largest business of its kind in Africa.
Our success is nothing to be snickered it… So take this information seriously, because this is a proven formula to publishing success.
I've already ... ››› more
Picture this: You've just come home from a wonderful December holiday. You throw open your front door and put down your bags.
But just before you can say, “Home, sweet home!” the chaos around you tells you there's been a burglary.
Your next thought will probably be: “Thank goodness I'm insured!” But are you really certain you'll be paid out as much as you expect?
If you have in... ››› more
Criminals are becoming increasingly organised, determined and cunning. They target people who run successful businesses or own nice houses, going for their investments, jewellery and pensions…
They're even gunning for your identities!
Armed with the right information, an ID criminal can impersonate you and commit fraud, open and misuse bank accounts, apply for loans, abuse your existing b... ››› more
It's that time of the year again.
When you wait - with joyful anticipation - for your 13th cheque!
And, while you might be pleasantly surprised by how generous your boss has been, you'll be just as shocked when the taxman swipes a lovely chunk of your bonus
How? Well, not only can he take up to 45% of your bonus if it's added to your December salary (because this could push you into a h... ››› more
Franchising isn't a short-cut to riches and fortune. It takes hard work, dedication and commitment to make a success of it - just as it does with any business idea.
And while it may be one of the easiest and safest ways to become your own boss, there are risks. So before you get started, here are ten important questions you must ask. If you don't, you could end up being burnt.
Question #1: C... ››› more
Perhaps you're bored at work and have realised that opportunities for growth are limited. Or maybe you've been dreaming about a career change for a while now.
You wouldn't be alone. Research shows that at least 50% of all working South Africans believe they've chosen the wrong path.
Regardless of why you feel this way about your current job, the right career is out there for everyone - and i... ››› more
According to International Monetary Fund, Gross National Savings as a percentage of GDP in South Africa is one of the worst in the world at about 16%. Emerging markets and developing countries average 33%, while the world averages 25%.
We can't even use low salaries and a cost of living for our poor savings culture - the Chinese earn less than we do, and they manage to save over 50% of their GD... ››› more
Growing your wealth over the years may be something you aspire to. You may think that not having enough money is standing in your way of growing wealth, but you'd be wrong.
There are two things that you need to have.
So what are these things?
Read on to find out…
Two factors that will help you grow your wealth
The two most important things you need to grow your wealth a... ››› more
Financial planning involves everything from having adequate insurance cover to preparing for your retirement.
Having adequate savings is a cornerstone to successful financial planning.
So what are your options when it comes to saving? And how can you make it work for you?
Read on to find out…
Why savings are such an important aspect of financial planning
Savings are cru... ››› more
If you're looking for a way to save that's unique to South Africa, you have to consider a stokvel.
So what is a stokvel? How do they work? And how can you use one to save?
Read on to find out more…
What is a stokvel?
A stokvel is a club consisting of 12 or more people where each member contributes a fixed amount of money on a regular basis, explains Wikipedia. Its origins date bac... ››› more
One mistake you should avoid making when you retire is to give up your active income. Active income is money you earn through working or from a business you own.
You shouldn't confuse it with passive income. This is money you receive from an annuity or pension.
So why should you not give up your active income?
Read on to find out more…
The pitfalls of giving up your active income ... ››› more
Financial planning involves all aspects of money management for today and for your future.
Everyone needs to support themselves. This involves buying food, paying rent or a bond, and putting petrol in the car.
But once you get your essential spending done, you should be putting your money into savings and investing the rest.
So what is the difference between savings and investing?
Let'... ››› more
Managing your monthly income can be a difficult task. There are so many expenses and bills to pay.
But you have to allocate a certain amount of money to put into savings so that you can start to build a nest egg.
Having savings in the bank gives you financial security. And importantly, it means you can let compounding work.
Let's take a closer look…
What are your financial priorit... ››› more
When you're young, you have hopes and dreams for the years that lie ahead. Retirement seems a far off notion that you won't have to worry about now.
As you age and you creep closer to retirement age, the reality dawns that you may not be in a financially sound position to ever retire. Things aren't quite like you envisaged them.
But you can make changes now that will help you live a comforta... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.