Investing

I have R6,000 and want to start investing - but I know NOTHING of shares
I received a letter from Louis recently: “Hi Francois, I have saved R6,000 in the last six months, and while I want to continue this savings I want my money to start growing as well. I realise I won’t necessarily make thousands from the get-go, but I want to become more knowledgeable about investing, and start making money for my retirement one day. I want... ››› more
[08 March 2018]

Beginner's guide to investing in crypto: Part three
In the earlier parts of my beginner's guide to investing in cryptos, I covered some general rules for investing in cryptos and the different types of cryptos. Today, we get to the fun part. In part three of my beginners guide to investing in cyptos, I'll briefly explain how to structure your crypto portfolio. But more importantly, I’ll take you through all the steps to buying crypto... ››› more
[05 March 2018]

A dangerous trend to watch out for on the JSE - and Warren Buffett's advice
In the past month or two, I've realized a worrying trend on the JSE. This trend has been behind Sibanye Gold's 58% drop in the past year. It's also been behind Woolies losing 25% of its value since 2016, and Brait dropping 41%. What is this trend? Well, it's “making offshore acquisitions at ALL costs”… And Warren Buffett has just warned investors against the trend. Let me... ››› more
[28 February 2018]

How to invest Offshore WITHOUT taking your money out of the country
Just a few years ago, trading offshore was an absolute nightmare. Not only did you have to physically take your money out of the country, you also had to endure these five tedious experiences: ~ $2,500 minimum deposit ~ Endless paper work to fill in and sign ~ Limited access to instruments and control of the portfolio ~ Over a week to withdraw and deposit funds ~ Costs through the roof ... ››› more
[26 February 2018]

Beginner's guide to investing in crypto: Part two
Welcome to the second part of my “Beginner's guide to investing in crypto”. Last week, in part one, I covered… The number one rule for crypto investing One type of crypto The best ways to research cryptos. If you haven’t caught up on part one yet, you can read it here. Today, we’ll cover more about the different types of cryptos and why you w... ››› more
[26 February 2018]

These JSE companies are selling at their biggest discounts in years
These are the “widest discounts to sum of the parts I have tracked in many years; I see … excellent long term value here…” These are the words from a fellow analyst regarding two specific JSE listed investment companies. Following his statement, I had a deeper look at the two he refers to as well as other companies. And what I found is astounding. Businesses are selling at 15%, ... ››› more
[22 February 2018]

Tax Year End: What you absolutely must do before 28 February 2018
Tax year end is fast approaching. This means, next week Wednesday, your tax breaks for the 2017/2018 year will expire. Fortunately, it's not too late to maximise all your benefits before you lose them. But don't worry, because today I'm going to show you how to do this… Three tax breaks every investor receives As a private investor you receive three main tax breaks: ... ››› more
[22 February 2018]

How to avoid optimism bias in betting and why?
Optimism is a great trait to possess in life, as it makes living in this world a lot easier and a shade brighter. Would the world not be a better place if more of us took an optimistic approach to life? Yes, I think so. However, when it comes to betting, your happy go lucky, optimistic nature can turn into a big burden and affect your betting performance for the worse. Let me explain�... ››› more
[15 February 2018]

“Before the earthquake, you get the rumblings”
One of world's most successful investors, Carl Icahn, said in an interview with CNBC. “Before the earthquake, you get the rumblings and then maybe you don't have an earthquake for 20 years, or 10 years, or five years. But these are the rumblings.” Carl Icahn was specifically referring to the stock market crash. The funny thing is, there is no obvious cause for all this. In fact, th... ››› more
[13 February 2018]

Three predictions for stock market success in 2018
It's a new year and, as customary, I'm sharing a couple of insights that I believe will shape the stock market, our economy, and the world we see around us every day. 2017 was a year dominated by two themes. The first one being, politics, drove the South African economy, investor sentiment and our currency. The second was probably a symptom of the first. Because politics dominated ever... ››› more
[12 February 2018]

My #1 structured product pick for February 2018
As we enter 2018, many people are looking to diversify their portfolios. Normally this would be an ideal time to invest offshore, but unfortunately offshore markets are at record highs. So it's difficult to find any value. At the same time, staying in cash is not viable with global inflation edging up slowly. So how can you diversify offshore without putting too much of your money at ... ››› more
[31 January 2018]

How important is home side advantage?
When analysing a game between two teams, it is always important to take into consideration the team playing at home. Statistically speaking the home team across all different sports tend to enjoy a better performance in front of their home crowd. However, the performance of the home team is different from sport to sport, team to team and even ref to ref. So how important is home side adva... ››› more
[30 January 2018]

The best offshore broker, how much money you need and the quickest way to profit in pounds!
Q. Which broker can I trade offshore CFDs and do I need a lot of money? A. Just two years ago, you needed around $2,500 (R34,000) to open and trade offshore accounts. Fortunately for you, those days are long gone. We understand that finances are tight nowadays. And with the ever increasing costs of transport, food and living expenses, we've tracked down the most affordable offshore broker... ››› more
[17 January 2018]

The investment secret to make double and triple digit gains in 2018
Have you ever heard of ‘GARP' investing? No, I didn't make it up. It's actually a four decade-old investment strategy popularised by one of the most successful fund managers to ever live - Peter Lynch. Peter Lynch used ‘Growth at Reasonable Prices (GARP)' investing to identify stocks with both value and growth qualities. He'd buy companies that demonstrated consistent earnings gr... ››› more
[16 January 2018]

Very few structured products have met our standards, but this one does…
Over the last couple of months, you may have heard about structured products and why they're an attractive investment class. I've been writing about them for MoneyMorning since March. But I've not had a chance to recommend one until today… Let me explain why. New Release: ‘Double your Money’ Stock Play Book for 2018 by Francois Joubert This structure... ››› more
[11 January 2018]

Watch And Learn