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Your stokvel could grow your bank account all the way to Zero!

by , 14 September 2016
Your stokvel could grow your bank account all the way to Zero!
I'm really concerned…

I just came across a group of investors. 29,595 people to be exact.

These investors are all part of a group called “It's all about Online Stokvels”.

Don't get me wrong. A stokvel is a great thing. A group of people putting their funds together, investing it, and sharing the returns when they're needed.

But what I've seen on this group isn't real ‘Stokvels'… What these people are putting their money into will eventually lose them everything they have!
 
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Here's How Much the Top Performers for 2015 and 2016 Handed Red Hot Penny Shares Investors:
  • 164.29% on a financial services provider
  • 221.77% on a logistics company
  • 86.6% on a transport company
  • 80.74% on a telecommunications company
  • 109.16% on a tech stock
  • 129.81% on a finance play
  • 56.67% on a transport company
  • 54.76% on an industrials company
  • 79.75% on a specialty finance company
  • 115.54% on another specialty finance company
Isn’t it time you gave Red Hot Penny Shares a try…

Right now, Francois is letting a select group of new subscribers test drive his service absolutely risk-free for 90 days.  Simply go here now to reserve your “test-drive”.
  
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It’s not a stokvel – it’s a pyramid scheme!

 
The very first ‘stokvel’ on this page promised me R150 returns per day on a R500 contribution. That’s 60% interest in two days!
 
The next ‘opportunity’ promised me 14% returns per week or a 1,100% return in 120 days!
 
Pretty much everything on this group promises these kind of returns…
 
And they all use words like ‘network marketing’, ‘referral bonuses’ and ‘recruit downliners’.
 
In short what all these stokvels try to do is get you to give them say R1,000. You then get a return of R2,000 for instance WHEN YOU RECRUIT three new members that each contribute R1,000 each…
 
Then, when each of those people recruit three people with the same contributions you will get another payout, probably bigger than the first.
 
Don’t fall for this. It is a classic pyramid scheme!
 

What is a Pyramid Scheme?


Investopedia defines a pyramid scheme as: A pyramid scheme is an illegal investment scam based on a hierarchical setup. New recruits make up the base of the pyramid and provide the funding, or so-called returns, the earlier investors/recruits above them receive. A pyramid scheme does not involve the selling of products. Rather, it relies on the constant inflow of money from additional investors that works its way to the top of the pyramid. 
 
 
........................................ Need to Know ........................................
  
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Do you enjoy a Saturday afternoon of sport and great company?
 
Would you like to be part of a small group of people are making profits of R4,100 in just 4 days – for less than 10 minutes’ work per week!
 
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Don’t fall for clever disguises such as ‘network marketing’ or a ‘Social Savings Scheme’.
 
When they’re giving you returns based on new people joining, without real investments backing these returns, or products being sold, it is a pyramid scheme.
 

Use some common sense – returns of 60% in two days is impossible!
 

If you invest R1,000 at a 30% return per day (or 60% in two days as is promised in one of these schemes) it would turn into R6.86 billion in two months’ time!
 
By the time you hit 90 days it will be equal to R17.98 trillion. That’s around three times the size of South Africa’s entire economy.
 
That simply isn’t possible!

If it was – all of the world’s economic problems would be solved! But sadly that won’t happen…
 

How to spot a pyramid scheme from a mile away

  • Promises of high, ultra-fast returns: You should sit up straight when you hear claims of super high and ultra fast returns. As an example, the BEST performing unit trust on the JSE delivered 57% in 2015, the next best did 43% and the third best 41%. The average was closer to 5.13%. These are investment funds run by some of the smartest people you’ll ever meet – and they can’t guarantee these kind of returns at all. So when you hear 2% a day, that’s already a lie because it equates to 730% a year simple interest. And that’s not even mentioning promises of 30% or 60% a day!
 
............................................. Revealed .............................................
 
NO effort, NO skill, NO hassle...
 
I'm going to cherry-pick what I believe are the very best money-making opportunities and rush them to you
 
Every day I see dozens of potentially good trades – and each and every one needs analysing, watching and judging. Most of these trades will end up being ditched...
 
But I’ll send you my choice trades, as soon as I’ve verified their potential. That means using my experience to check and double check that these trades are red hot, then making a few calls to see if there’s something going on behind closed doors that I should know about.
 
But once a trade has ticked all the boxes, I’ll send you all the details you need in an SMS and a follow-up email, so you can get in on it without spending hours in front of a laptop trying to figure things out on your own.

Interested? Read more here...
  
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  • There are no real investments backing the returns: It’s impossible to make money out of thin air (unless you have a printing press). So if the ‘stokvel’ promises returns but it’s not investing the money you should see flashing lights. The same goes, if the promised returns are 100% a year, it’s impossible that these are from a bank deposit (or even forex and the stock market for that matter).
     
  • You need to recruit new members to make money: When you only get paid when new members join, or when you recruit them it’s a sure thing: You’re part of a pyramid scheme. While these schemes will pay you money at the beginning, eventually the new members joining slows down and the ‘returns’ dry up. That’s when you’ll lose all your money.
     
  • Don’t be fooled by claims of ‘legality’: Just because they say it is a ‘registered stokvel’ doesn’t automatically lend the investment opportunity credibility. Stokvels are barely regulated in any way. If you sign up via email, or get your communications via your phone it’s already dodgy. If they’re not asking for your FICA documentation (ID and proof of residence at least), it’s nearly certainly a scam or a scheme…
Don’t get fooled by the many so called ‘investment opportunities out there, when they’re nothing but scams. Use the criteria I provided above, and your own common sense to protect your hard earned money from fraudsters!
 
Here’s to unleashing real value,
 

Francois Joubert
Editor, Red Hot Penny Shares


Your stokvel could grow your bank account all the way to Zero!
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