So, you've finally settled to a life of relaxation after your retirement. But does this mean you're no longer useful and can't do any work? Not at all! You can still use your many years of experience to make you extra money. Today, we reveal three retirement jobs you can do to make more money…
Six steps is all it takes to pay off all your debt and make way for your... ››› more
Planning your retirement is easier when you know your options. Choosing the best one will ensure that you still enjoy life after retirement. But do you know the differences between a retirement annuity, a pension fund and a provident fund? Read on for an explanation on these confusing terms…
What you need to know about retirement annuities
A retirement annuity is a must-have wh... ››› more
Being 65 doesn't mean it's your time to retire. How do you know you've planned for a happy life after retirement? Have you saved enough money for a comfortable retirement? Today, we reveal two things you need to think about when planning your retirement...
Here are two factors to think about when planning your retirement:
1. How much you’ve saved decides when you retire
... ››› more
You're months away from your 65th birthday. The day you've been saving for since you started working is fast approaching. But how much thought have you given to life after retirement? Are you ready for changes that come with it? Read on for advice on how to live comfortably after you've stopped working.
Stick to good spending habits to enjoy life after retirement
Life after retireme... ››› more
Retirement is something that you probably worry about. How are you going to retire comfortably? You don't want to be in a position where you're watching every cent, worrying about the next bill coming through the mail. But a comfortable retirement is something that you can achieve. It all comes down to your retirement planning. Here are four things to get you on the road to a comfortable retiremen... ››› more
Retirement planning is by no means an easy thing. There are several factors that you need to take into account to try and ensure that you'll be comfortable and financially stable in your golden years. So when planning your retirement, make sure you bear in mind the following factors…
Retirement planning factor #1: We’re living longer
With the advances in healthcare and an improved standar... ››› more
When it comes to thinking about your retirement, it can be all too easy imagining what it's going to be like sitting back and enjoying your golden years. But have you thought about how you can avoid financial stresses and strains when you get there? To avoid this, you need to not make one of the biggest mistakes most retirees make. Read on to discover what this is and how you can prevent it from h... ››› more
As an investor, you're no stranger to investment scams and similar fraud. Now, there's a new type of fraud in town. And it's after your retirement benefits…
Fraudsters target your retirement benefits!
Retirement fund trustees beware, writes persona finance guru, Bruce Cameron. If you’re not careful, you and your dependents could lose all your benefits to a new fraud scheme.
Here’s... ››› more
Most retirement experts make retiring well seem easy: Pick the amount you want to live on when you say goodbye to the corporate world and save enough money to get there. But here's the thing: There are five common retirement risks your retirement strategy has to take into account if you want to make sure your future really is golden…
Four retirement risks your retirement strategy MUST cover
... ››› more
Setting your long-term financial goals and putting your money to work is only the start of achieving your financial goals. So periodically, say once a year, you need to check you're on track. You don't want to get ten years down the line only to discover that your investments have been underperforming by a long shot. Read on to uncover how you can check your investments are performing…
The im... ››› more
When it comes to retirement planning, there are a lot of factors you need to consider. From age to lifestyle and even life expectancy - it all comes into play in the retirement strategy you choose. So does the vehicle you choose to invest in. And one of your choices there, is a provident fund. Here's what you need to know about them…
What is a provident fund?
As The South African Investor... ››› more
A recent Old Mutual Retirement poll has revealed that four out of every ten South Africans won't have enough money to live their golden years in comfort. But what if one of those people is your parent? Today, we look at what you can do to help if your parents have left their retirement saving too late…
Just because they’ve ignored their retirement, doesn’t mean your parent should stop pla... ››› more
Retirement annuities (RAs) are long term savings vehicles that you can use if you're not a member of retirement fund schemes or wish to top up your retirement savings. Their big attraction of RAs is the tax deductibility of the investor's contributions. But not all RAs are made equal. That's why, before picking one, you need to consider these six points…
Six points to consider when selecting ... ››› more
If you're amongst about half of the working population that has a company pension scheme, there are generally two types on offer. There's a defined benefit scheme and a defined contribution scheme. Let's take a closer look at defined benefit schemes…
How defined benefit schemes work
With defined benefit schemes, your pension is a proportion of your final salary, the team of experts at The S... ››› more
Retiring early is a dream we all share. But it doesn't have to be just a dream! Whether you want to retire at 55 or even earlier, you need to have a retirement plan in place that'll get you there. But not just any retirement plan mind you. The best retirement plans look at the secrets others who've achieved this before you used to get there. And when it comes to retiring early, there are three thi... ››› more
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