If you're in your 40's, you probably know by now that you should be saving for retirement. Ideally, you should also have a decent amount saved up already for this period.
Many 40-year-olds have a poorly-defined retirement strategy. Perhaps they have been busy making other plans or simply haven't had the time and resources to properly plan for retirement. But if you're already in your 40's, savi... ››› more
Everyone wants to retire comfortably, but many people get stuck somewhere along the way.
Saving enough for retirement takes time, discipline, and sacrifice.
Once you've managed to save enough to live comfortably during retirement, another problem emerges: being able to stretch out your retirement savings so you don't run out of money.
Many retirees are faced with a dilemma: how much of t... ››› more
If you want to live comfortably during retirement, you need to start planning early - the sooner, the better.
Smart investments are crucial in retirement, in order to guarantee a higher income during your golden years.
When building your retirement portfolio, make sure to consider the following four retirement investments.
Retirement investment #1: Safe investments
You always want to... ››› more
When it comes to saving for retirement, women often feel less prepared than men. Retirement planning is especially difficult for women, since they must work harder to secure the same pension and benefits as men.
How can women better prepare for retirement in order to live comfortably and be financially secure during their golden years?
Here are four retirement strategies that women should con... ››› more
Planning for retirement is something that should be on everyone's mind. However, most people don't think about retirement until they're in their 40s or 50s.
How should you plan for retirement depending on your age? Here are the most important aspects to consider.
In your 20s
When you’re in your 20’s, planning for retirement is on the bottom of your list. But if you want to get a hea... ››› more
Many people are clueless when it comes to their retirement savings. They don't know how much money they should save and they keep postponing retirement savings for the future, without considering the consequences.
How can you figure out how much money you need to save for retirement?
Start by determining your current monthly expenses and your net worth. You need to know how much money you’r... ››› more
Planning for retirement should start when you're young. The quality of your retirement largely depends on the amount of time and energy you put into its planning.
The more responsible you are regarding your retirement planning, the more you can accomplish when you actually retire. Think of everything you dream of doing in your golden years and motivate yourself to save more each month.
Finan... ››› more
If everyone would start saving for retirement when they get their first job, we would be able to retire comfortably and not worry about anything. But that is rarely the case - most people fail to plan ahead and find themselves close to retirement with little money saved up.
If you want to retire comfortably and only worry about how you're going to spend all your free time, here are some ways to... ››› more
If you're getting closer to retirement and trying to catch up on your savings, there's no better time to take action than now.
Saving for retirement doesn't have to be complicated. We complicate things by procrastinating, not saving enough, and not taking action.
If we started saving 10 to 15 percent of our monthly income for retirement in our 20s, we would be able to retire comfortably, wit... ››› more
If you're approaching retirement and still have a lot of saving to do, don't be alarmed: it's never too late to save more for retirement. Take action today and increase retirement savings, to secure your future.
Maybe you're a big spender or a procrastinator and that's why you haven't been able to save enough for retirement. Or perhaps life hasn't always been good to you and has made it impossi... ››› more
After decades of working full-time, retirement is the time to relax and enjoy life again.
Everyone has different plans for retirement. Some want to travel the world, others want to take up new hobbies, while others want to spend as much time as possible with their grandchildren.
If you’re approaching retirement, it’s time to start planning now. You don’t want to reach retirement withou... ››› more
Yesterday at the National Assembly, finance minister Nhlanhla Nene said that rumours the government was going to nationalise retirement savings were untrue.
This comes as reports suggest some employees are cashing out of their retirement funds as they fear their money is at risk.
Let's take a closer look at what's going on…
What are the plans of the government’s retirement fund ref... ››› more
Everyone wants to retire comfortably and enjoy all the benefits that come with retirement: having time for yourself, time to pursue your hobbies and try new activities, traveling the world, and spending time with family.
Unfortunately, our plans for retirement will not be successful unless we work to make them happen. If you want to retire comfortably and happily, you must start preparing for t... ››› more
If you don't plan for retirement, it will take you by surprise. There was a time when retiring was much simpler and you didn't have to worry about not having enough money to support yourself during retirement.
But those times have changed. Now you have to start saving for retirement as early as possible, preferably in your 20's, if you want to enjoy the benefits of retiring comfortably.
Wheth... ››› more
If you're quickly approaching retirement but feel you don't have nearly enough money to cover the costs that come with it, there's no better time to take action than today.
What you do today can either consolidate your future or destroy it.
Maybe you haven’t been able to save enough money for retirement because you’ve had many other urgent expenses, have gone through career changes and j... ››› more
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