September is here and you can already find more people in stores. This month comes with its own shopping deals, which you should take advantage of in order to save more money.
What type of merchandise should you consider buying this spring? Here are some of the best September deals.
If you’re planning a vacation soon, now is a great time to purchase luggage. It’s in betwee... ››› more
Good financial planning always includes having an emergency fund.
An emergency fund helps you be prepared for unknown future events, such as unexpected illness, a job loss, a car repair, or a quick home repair.
Since you never know what the future will bring, it’s important to always be prepared. The emergency fund is designed to cover expenses when you can’t manage otherwise.
It’... ››› more
Changing your lifestyle and embracing a “greener” way of living can benefit you in many ways. It not only saves the planet, but it also reduces your spending and helps you save more each month.
By implementing some simple changes into your daily life, you can save more money and help the planet at the same time.
Here are five simple ways to save by living a green life.
1. Use less wa... ››› more
Keeping track of your spending can seem like a cumbersome task. But if you want to take charge of your life and learn how to better manage your finances, tracking your spending is one of the first things you should do.
You can find plenty of online tools that can help you track your spending much more easily. You can determine your budget and spending goals and track your progress.
If you wa... ››› more
When it comes to your child's future, you can never be too well prepared.
You may need to save more or less for your child's education, depending on where you want to send him off to school.
Although you may think that you can't afford to save for your child's education, it doesn't have to be that difficult. The most important thing is to start saving as early as possible.
With the risin... ››› more
Learning how to properly manage your finances early on can bring significant benefits in the long run. The sooner you start saving for future, the better off you will be and the more comfortable you will feel.
It's not enough to make money, you also need to know how to properly manage it.
If you want to stay on top of your finances, here are five tips that will save you a lot of money probl... ››› more
Sometimes it can seem like money is scarce and you can never get around to putting any aside. However, the habit of saving money on a regular basis will help you achieve great things in life.
It's so easy to spend money, but so difficult to save it. Sticking to a budget and living within your means are crucial when you're trying to save money.
Why should you start saving money? If you don't ... ››› more
Building a nest egg should be a top priority for everyone. Unfortunately, we often forget that we should be saving more and we get carried away with spending money on useless things.
If you haven't started saving toward your nest egg, then it's high time you should. Start now with as little as you can, every step counts.
Don't postpone saving for a later time in the future because you might ... ››› more
A friend of mine, Isaac, decided that in addition to investing in individual shares he also wanted to save a monthly amount into an ETF. It's a hassle free way to save for the long run with lower risk than a share picking portfolio.
So Isaac contacted his bank and asked his financial advisor which ETFs would be suitable to invest a monthly sum into. His advisor actually gave him a sensible comb... ››› more
The secret to financial security is discipline. When you stay focused, live within your means, save regularly, and have clear financial goals, you are more likely to become financially secure.
There are no shortcuts to financial stability. You have to set clear goals and work towards achieving them.
Here are five habits of financially secure and successful people.
1. They save consistent... ››› more
Saving is crucial for building a comfortable and secure financial future. You never know what the future holds, so it's important to take precautionary measures and save money, so you're not caught off guard by unexpected expenses.
You may not want to waste money, but this is often the case. That's because it's much easier to waste money than it is to save it.
Living within your means and a... ››› more
In a social experiment marking National Savings Month, the ‘OneRandMan' is coming to terms with the harsh reality of surviving on his salary without any access to credit.
At the beginning of the month, the OneRandMan took delivery of his salary in R1 coins. He has no access to any form of electronic payment, including debit and credit cards.
With the month coming to an end, he's finding th... ››› more
We all know how expensive traveling can be. No matter how much you plan ahead, you are still bound to exceed your budget due to unexpected expenses.
Before choosing your next travel destination, take some time to research and find the most affordable options available.
You can save plenty of money on your next vacation by making smarter choices.
Here are some smart ways to save money w... ››› more
Last week, figures showed that South Africa's rate of inflation is now at 6.6%. This is above the Reserve Bank's target range of between 3% and 6%.
But have you thought about what high inflation does to your savings? To ensure that your money has the same spending power, you need to earn 6.6% in the bank to breakeven. And chances are that's not the case.
So what's the best way to beat inflat... ››› more
These days, few people can say that they have a generous amount in their savings accounts.
In tough economic times, most people find themselves struggling to get by and feel it is practically impossible to save money.
Here are a few good reasons to open a savings account.
1. You have money in case of an emergency
Should you have an urgent medical expense or another type of emergency... ››› more
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We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found on this website.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this website.