Interest rates have been at record low levels for more than a year now.
You might think that with loan affordability levels at this point now is the time to buy property…
But the opposite is true.
If you're considering selling a laggard in your rental portfolio, or if there's an older property giving you maintenance hassles - NOW is the time to sell it.
You can find the full Arti... ››› more
From more than R90 a share in 2016, Steinhoff shares crashed with a most recent low of 70c a share.
But in the past month the stock soared 84%.
Clearly there's something big brewing there.
So what is behind this big jump? And is there an opportunity for investors right now?
You can find the full Article here:... ››› more
Right now, money in the bank will net you between 2% and 3% interest a year, if you're lucky, you'd get 4% or 5% interest on your capital…
And that's it. No more growth. Inflation will slowly erode the value of the capital and your annual interest income won't grow.
But what if I told you there are companies on the JSE paying double, or even triple this in dividends?
And the share pric... ››› more
Most of you have read or at least heard of Stephen Covey's Seven Habits of Highly Effective People. The book is famed for drawing out the common traits believed responsible for different people's success.
We'll, during a recent South African Investor meeting, I got to hear the property insights and tips from a host of property moguls and experts.
And today, I've combined these views with my ... ››› more
Up 77% in a month. That's how much shares in York Timber have jumped in the past month.
What's behind this?
Well, a private investment company bought shares in York.
The motive of this company has been to buy stock in a company, get its experts on board as directors and then push for a turnaround or unlocking of value by selling assets.
York is a prime opportunity - because its share p... ››› more
Novus Holdings is down from a pre-pandemic high of 499c and an all-time high of R18.25 in 2015.
Its pandemic low was 65c…
Then in April 2021 an investment firm, backed by a CEO with a great track record in turnarounds bought shares in Novus.
On 1 April 2021 Novus shares traded at 101c. On 14 April the company announced that A2 Investment Partners had bought a 10.18% stake in the company... ››› more
Coal is the dirty stepchild in the mining sector. And boy is it unpopular at the moment.
Coal miners report that it's getting more and more difficult to get finance for new projects.
After hitting a low of $56 a tonne in April 2020, the coal price has soared. Coal now sells for double what it did in 2020 - with the latest Richards Bay Coal Terminal pricing coming in around $112.92 a ton wi... ››› more
So, you spend less than you earn and you're putting some savings in the bank each month?
Truth is - your money in a savings account isn't doing anything for you with how low interest rates are right now…
Perhaps you've considered investing - but you've been unsure about where to start?
Here's what you need to know…
Get starte... ››› more
I hope you are safe today. Amidst the unprecedented looting in KZN and Gauteng there are glimmers of hope as communities come together to fight the violence.
But once the fires stop, and the rubble is cleared, which businesses will be hardest hit - and which ones will need the longest time to recover fully?
_________________________... ››› more
It's a year since 2020's hard lockdown ended.
We're back in level 4 today.
But life has changed a lot. We've adapted to the pandemic and its effects on our lives and businesses.
So, what's the state of the South African economy today, and how does it affect your investments?
How to Grow a Multi-Million Rand Retirement
... ››› more
When investing I look for stocks that have disconnected from their true value. If a share price is much lower than what it is worth - I buy it.
But every so often I come across a stock that is the opposite. Its share price is so much higher than what it is really worth that I simply cannot stay quiet. I need to warn investors about it.
Today there's two stocks like this I want to share wit... ››› more
There are a thousand indicators, ratios and models we can consider when investing or trading.
But at the end of the day the all-important figure is the SHARE PRICE.
No matter, earnings per share, revenue or growth potential. The company's stock price is the final indicator that matters to all investors.
It's the figure we consider when buying or selling. And it's the final indicator of... ››› more
There are 217 dividend paying shares in the JSE today. The JSE All Share Index dividend yield is a mere 2.38% - simply put you're not making much in terms of yield if you buy the AVERAGE stock…
While a 2.38% dividend is surely better than nothing - this doesn't even cover the interest you'd have received on your cash with a fixed deposit.
And, once that money is paid out by a company the... ››› more
On 20 May 2021 the SA Reserve Bank had its bimonthly monetary policy meeting.
The bank kept interest rates flat - at what is basically an all-time low for South Africans…
In its announcement the bank governor, Lestja Kganyago said “Economic and financial conditions are expected to remain volatile for the foreseeable future. In this uncertain environment, policy decisions will continue ... ››› more
A recent survey by FNB amongst its middle-income clients (R15,000 - R42,000 per month) shows that over 80% of the customers don't have a cent in savings they can access within 7 days in case of an emergency.
The bank says only 6% of its clients would be able to see themselves through a loss of their salary for three months - and that's even considering access to credit cards and overdraft faci... ››› more
With interest rates at the lowest they've been for most of South Africa's history there's not a lot of profit to be made from interest investments…
But there's a lot of potential on the JSE right now.
In fact, right now there are 51 shares on the JSE with dividends above a 5% dividend yield.
That means you're getting around DOUBLE what you would in an interest investment right now, a... ››› more
In the past two years I've seen many JSE listed small cap companies become acquisition targets, and eventually get delisted from the JSE…
Think of Rolfes Holdings, Pioneer Foods, DAWN, Torre Industries, Indequity and more…
As we speak Value Group and Adapt IT are in the crosshairs of larger suitors looking to buy out, and delist the companies.
Even Distell is an acquisition target ... ››› more
What is a government to do if it has added billions, or even trillions of rands of debt in a short amount of time?
South Africa's national debt increased 30% to R3.7 trillion in 2020. The US printed a fifth of all the money in all its history - in mere months.
Simply put - these amounts are too big to just pay back.
So, these governments need to use another tactic. The ‘raise cash' b... ››› more
By now I'm sure you've noticed commodity prices are booming!
Fifty-three out of 63 commodities monitored by the World Bank were up in price in December 2020 compared with the same month a year earlier.
Copper, Palladium, Rhodium and many other metals are at all time highs. Even agricultural commodities like soy, maize and sunflower are climbing.
I don't expect this to continue forever.... ››› more
Recently I told you how palladium and some of the other PGMs are at record highs…
But the soaring prices haven't just been in these precious metals.
Copper just hit a 10-year high - up 91% from a year ago!
Similarly the price of iron ore is also at the highest levels it has ever seen right now.
Coal - which is really out of fashion and slated as a diminishing commodity is up 75% ... ››› more
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