For some investors, the idea of putting a large proportion of their investment money in equity unit trusts doesn't appeal. This is usually due to the higher risks associated with investing in shares.
As well as using unit trusts to invest in shares, you can also invest in unit trusts focusing on bonds.
So how should you go about deciding how to split your unit trusts between shares and bonds... ››› more
Including bonds in your investment portfolio helps to add some stability and lower its overall risk. Plus, you'll have regular interest payments to look forward to.
So what's the best way to invest in bonds? Should you buy into bonds directly or through a bond fund?
Let's take a closer look…
The pros and cons of investing directly in bonds
You can invest directly in bonds through ... ››› more
If you're investing for income, you can't ignore bonds.
By investing directly in bonds you gain from twice annual interest payments until the bond matures.
If you want to hold a diversified holding of bonds, an easy way to achieve this is through unit trusts. And by investing in bond funds, you can opt to invest in South African bonds or international bonds.
Let's take a closer look at ho... ››› more
An easy way to invest in bonds is through unit trusts. Unit trusts investing in bonds are known as fixed-interest funds.
They're a great option for you to consider as they give you instant diversification.
So what do you need to know about investing in fixed-interest funds?
Read on to find out…
What sort of investments are included in fixed-interest funds?
Fixed-interest funds ... ››› more
If you're looking for a stable investment that pays you an income, you can't look past bonds.
If you want to invest in bonds, you have two main options: You can invest in a bond unit trust or you can invest in bonds directly.
So which route is best for you?
Read on to uncover the pros and cons of investing in bond funds and directly…
Investing in bonds: The pros and cons of unit t... ››› more
If you're looking for income and a low-risk investment option, bonds could be for you.
But what if you want to widen your horizon from the shores of South Africa? How easy is it to invest in offshore bonds?
It has never been easier. Read on to find out more…
Investing in international bonds
If you opt to invest in South African bonds, you’re limited to government bonds and South... ››› more
If you're nearing retirement or just don't like taking on the risks associated with investing in the stock market, chances are you'll be building up your holding in bonds.
But did you know you're not just limited to buying government retail savings bonds? You can easily add company and other government bonds to your portfolio through bond unit trusts.
Read on to find out how you can do this... ››› more
If you're looking for a less risky offshore investment, international bond funds are worth considering.
As international bond funds pay you an income, they're an attractive option if you're retired or need an income from your investments for your everyday living expenses.
And the good news is, you don't have to take your money out of South Africa to benefit from offshore bond exposure.
So... ››› more