The most lucrative opportunities are found in times of maximum pessimism. Investors just need to filter through the noise for the right shares to invest in, that have potential tail winds in the months and years ahead.
Small caps have lost favour with investors. Many are trading at all-time lows while growing profits steadily in these tough economic times.
One such share is a little-known ... ››› more
Earlier this week I spoke to a new parent who only earns R8,000 a month. With a three month old baby, she was concerned that she wouldn't have enough money for her child's education when the time came to send the child to school.
She could only afford to save R1,200 a year for her child's education and put her first lump sum savings into a 32 day savings account that gave her a measly 5% inter... ››› more
When I look at the financial education I received at school and university, I always wonder how different my life would be today if I had better quality information.
Where would you be if your teachers, parents and mentors taught you more about managing money, the stock market, investing, savings and general day-to-day budgeting?
How different would your life be today?
Let's take a clo... ››› more
Investing in the stock market can be a challenge, especially if you're just getting started. The difficulty is, you don't know what shares to buy, how long to hold them or if the shares you're adding to your investment portfolio are expected to deliver any returns at all.
As a result, most new and even experienced investors turn to the big blue chip companies. You see these massive companies h... ››› more
One of the most useful and rewarding things you can do with your children is teach them about money.
This will help them make informed decisions about their finances from an early age and help grow their wealth into the future.
So what's the best way to teach them the basics of personal finance and investing?
Read on to find out…
Give your children a solid grounding about money
... ››› more
You want the best for your children. You want them to thrive, do well at school and achieve their dreams.
As much as you can send them to the best schools and have these hopes and aspirations for them, there's one thing you can do for them at a young age, which will stay with them for the rest of their lives.
You need to start their financial education early.
So what should you do?
Rea... ››› more
When it comes to your child's future, you can never be too well prepared.
You may need to save more or less for your child's education, depending on where you want to send him off to school.
Although you may think that you can't afford to save for your child's education, it doesn't have to be that difficult. The most important thing is to start saving as early as possible.
With the risin... ››› more
The first university in the Northern Cape is set to open next year. And this presents you with a great investment opportunity! Education may not be as obvious an investment opportunity as a mining investment would be, but it's a great way to diversify your investment portfolio. Especially in emerging markets like South Africa, where urbanisation is on the rise and education is a growing need. Here... ››› more
“The National Development Plan (NDP) will put the country on a clear growth path, President Jacob Zuma said in his State of the Nation address last week. The focus: Job creation, education, health, crime and rural development. That's great news for investors looking to invest in South Africa. After all, investing in companies that are helping government make its plans a reality is a great way to... ››› more
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Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
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