It's never too early to look at financial planning.
Whether you've just left school or already been slogging away for years, if you haven't taken the time to plan for the long-term, start today.
So how can you build wealth for the long-term?
You can achieve it by sticking to these three top financial planning tips…
Make financial planning a priority
It’s not just your retire... ››› more
If you're a big spender, you're probably terrible when it comes to saving. Not to worry, though, because anyone can learn how to manage their money right and get into the habit of saving.
How you manage your budget and how much importance you place on saving says a lot about you. If you are constantly struggling to save more, but can't seem to manage, you're probably doing something wrong.
He... ››› more
Once you start giving your financial planning some serious thought and putting your money to work, you also need to ensure you're not taking on too much risk with any of your decisions.
Taking on high levels of risk may hold the lure of high returns, but there's also a higher chance that you'll lose money.
So how can you reduce your risk?
Let's take a closer look…
How to get the b... ››› more
Saving sure is hard work, especially if you don't have much money to go on in the first place. However, good saving habits can be taught. With a bit of self-discipline and lots of determination, you can increase your savings every month.
Since we live in consumer driven society, we strongly believe that goods are the key to happiness. It's time to take a stand and leave the consumer behavior be... ››› more
In your thirties, you get to experience life at its fullest. This is one of the best decades of your life, as it is now that you are likely to start a family, advance in your career, and find your purpose in life.
How you manage your money in your 30s will greatly impact your entire financial future. That's why you need to treat financial planning in your thirties with the utmost seriousness.
... ››› more
Are you still struggling to get rid of debt? Is your financial future in jeopardy? Then it's time for a change.
Unless you choose to change your bad spending habits and become more disciplined when it comes to your finances, you'll never be able to get out debt.
The problem with debt can be a never-ending one if you don't take the necessary measures to stop it.
Here are some effortless wa... ››› more
Are you trying to regain control of your finances but to no avail? It might have something to do with the debt you have gotten yourself into. If you're buried in debt, it can seem practically impossible to put your finances in order.
The first thing you need to do if you want to have any chance of getting rid of debt for good is to change your attitude towards saving.
Here are five ways to c... ››› more
We have an ongoing and oftentimes troublesome relationship with money. We can't live without it, we never seem to have enough, and when we do have it, we can't manage to save it.
How is your relationship with money? It may be toxic if it shows the following signs…
1. You’re obsessed with it
Obsessions are never healthy. If you’re obsessed with money, you feel that you never have e... ››› more
Are you struggling to save more money each month, but never seem to get it right? In a world that is obsessed with consumption, where we are constantly encouraged to spend more, it can be quite difficult to save.
You need quite a lot of self-discipline and motivation to get into the habit of saving. After all, everywhere you look, you are told that you should buy more things. Many people consid... ››› more
Most people have trouble managing their finances. They don't know where to begin, how to save, in which areas to reduce expenses. Establishing a budget and sticking to it doesn't mean that all your money problems are over. There are many other aspects to consider when it comes to properly managing your finances.
Managing your finances takes effort and discipline. Here are five tips to get you st... ››› more
We're told that we should learn how to properly manage our finances. Staying organized is a crucial ingredient to achieving financial freedom.
Becoming and staying organized is much easier today than it used to be, because now we have many online tools and mobile tools that help us achieve our financial goals.
Here are four easy ways to organize and stay on top of your finances.
1. Set ... ››› more
Saving money isn't easy. Most of us dread the idea of saving money; we would much rather spend it. If we're not careful enough, though, we could end up moneyless in case of an emergency or every time an unexpected expense comes up.
All of us make mistakes when it comes to managing our finances and most of us don't save nearly enough as we should.
Here are five possible reasons why you’re no... ››› more
When you get your first job, you may be tempted to spend your first salary within the first two days. Without proper financial planning knowledge and if you're not careful, you can go on living from paycheck to paycheck for the rest of your life.
If you want to gain financial freedom and never deal with money-related stress, learn the basics of money management right now.
Money management tip... ››› more
When you're young and you start earning a decent salary, you're likely to focus on ways to spend that money and forget about saving altogether.
Financial planning doesn't come easy for most young people, but you have to start somewhere. And the sooner you start planning and saving for your future, the more relaxed and better off you will be.
If you’re just starting to get a steady income a... ››› more
Are you still struggling to pay off your credit card debt?
Are you implementing sound financial planning strategies or are you just going with the flow? Because the way you handle your credit card debt could change your financial future.
Instead of stressing out and getting into even more debt, calm yourself down and use these simple strategies to get rid of credit card debt for good.
T... ››› more
When you turn 30, your world turns upside down. You are no longer in your twenties and you feel like you are too old, too soon.
But being in your 30s isn't bad at all. It's actually a time when you can invest in your future and plan wisely ahead.
If you haven’t given financial planning much thought in your twenties, now is the time to consider your options more seriously. Now is the time t... ››› more
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