At first glance investing seems inaccessible, confusing and sometimes even scary.
But the concept really is simple - investors (like you) buy small pieces of companies called shares.
The amount of money you make will be based on how well the company's share price does, and whether it gives you any share of the profits it makes (called dividends).
... ››› more
Q. Which broker can I trade offshore CFDs and do I need a lot of money?
A. Just two years ago, you needed around $2,500 (R34,000) to open and trade offshore accounts.
Fortunately for you, those days are long gone.
We understand that finances are tight nowadays. And with the ever increasing costs of transport, food and living expenses, we've tracked down the most affordable offshore broker... ››› more
About 10 years ago, I gave up with investing. The returns were just too slow for my liking.
And so, trading took over a big portion of my life.
Now as you know by now I'm a trader by heart. But I also understand that I need to diversify my money for the future. Why? Well, it's better to grow my retirement kitty with multiple streams of income, rather than with just one or two.
With the st... ››› more
At times like this, gold and silver typically grab all the attention... And attract all the "safe" money. But there's another metal that could blast past both of these. That's because it has unique physical properties for which there is just no substitute - something its biggest consumers lose quite a bit of sleep over. It's 15 times more rare than platinum... and 30 times more rare than gold. Rea... ››› more
What if I told you NOT all companies that appear undervalued will make you money?
This is one of the biggest challenges investors face.
In fact, professional investors refer to such undervalued companies as “value traps”
Typically, a “value trap” is a stock that seems cheap because it's trading at a massive discount to its sector, peers or net asset value for a period of time.
... ››› more
The JSE All Share Index is up 1% for the year so far.
The Top 40 index, representative of the most ‘stable' shares on our market is down a miserable 2.25% since 29 December 2015.
And our economy is struggling.
It's fair to say that 2016's been a tough year. Many companies are losing money (or at least making smaller profits), and very few shares are up.
But there are a select gro... ››› more
With a booming population and an ever growing investment market, China overtook the US as the world's largest recipient of foreign capital investments. Official statistics from China's Ministry of Commerce (MOFCOM) show foreign direct investment (FDI) into China reaching $35.4 billion in the first quarter of 2016. That's a 4.5% increase from the same period in 2015. The US economy fell from its po... ››› more
How much cash should you put into your account to start investing?
Does it even matter?
The amount of money you start out with could be of crucial importance - and if you miss this you could end up losing money from winning shares.
But this doesn't mean you need thousands of rand to start investing though…
Let me explain...
What you start out with will determine your succe... ››› more
Major news websites like Bloomberg, Forbes, CNBC, Moneyweb have been ranting about gold's major rally. It's gained more than 20% so in 2016.
Even here, in MoneyMorning, we've been punting gold as a crucial investment to own in 2016. I've been jumping on the gold wagon myself since 2015.
But today I don't want to talk about gold.
I want to talk about another lucrative alternative inves... ››› more
Over the last three decades, the small-cap sector (which houses ‘penny shares') outperformed nearly every other market by a landslide.
In fact, if you had spread R10,000 across the entire small-cap universe in 1996, you would have turned it into R171,021.60 by 2015.
And since 1929, the average annual return on small-cap stocks has been 11.9%, according to Morningstar Ibbotson data on inter... ››› more
I can see the merits of investing in property. You buy property, you rent it out, you sit back and over the years watch the value of your property rise whilst receiving a monthly income from your tenants.
It's something I really wanted to do, but my lack of knowledge surrounding investing in property left me in limbo.
What I needed was a thoroughly comprehensive guide that would take me thro... ››› more
Investing in the stock market provides you with a way to grow your wealth over the years. But investing comes with risks.
So what can you do to minimise the risks you take on when you invest?
Read on to find out…
The basis of a great investment strategy
For your investments to perform well over the long-term, you need to build up a core holding of great stocks in your port... ››› more
When uncertain times hit, investors tend to move to gold.
Gold gives you a way to hedge your portfolio against a financial crisis. It's wise to hold a small portion of your portfolio in gold.
So how can you invest in gold for the long-term?
There are five ways…
Way to invest in gold #1: Coins and bars
This is the most direct way you can invest in gold. As you hold physi... ››› more
In your quest to make money from the stock market, you're always looking for ways to increase your chances of success.
So how can you boost your chances of investing in great stocks?
Read on to find out…
Investing tip #1: Look to the future
One of the best ways to give your money the best chance of success is to buy tomorrow’s profits with a margin of safety today. You n... ››› more
Property is one thing that I am really keen on. People I know who've invested in property over the years have done pretty well out of it.
Property as an investment seems to make perfect sense. For one, you own an asset that should appreciate in value over the years. And then there's the regular rental income too.
I have been desperate to start my own mini property empire and this is how I ca... ››› more
I may write about the financial markets and investment opportunities on a regular basis, but there's one facet of investing that I haven't paid much attention to.
This is exchange traded funds (ETFs).
I used to be under the impression that ETFs weren't worth bothering with and trying to pick individual stocks for my own portfolio was the way to go.
But I always keep an open mind and whils... ››› more
Exchange traded funds (ETFs) are a great way to gain exposure to the stock market without having to pick individual shares.
So how do ETFs work? And how can you start investing in them?
Read on to find out more…
How ETFs work
ETFs are baskets of shares. By investing in ETFs you gain exposure to all the shares making up the basket of shares they hold.
For example... ››› more
Commodities have had a tough few years. It's not easy to find a commodity that's not felt the impact of the global economic downturn.
But there is one commodity which is showing all the signs of a bull market. This commodity is lithium.
So is it worthwhile looking at for investment opportunities?
Let's take a closer look…
What is lithium?
Lithium is a metal used in batteries. Y... ››› more
If you've looked into exchange traded funds (ETFs), you may have come across exchange traded notes (ETNs).
So what are the differences between these two products? And what difference does it make to you as an investor?
Let's take a closer look…
Defining ETFs and ETNs
ETFs are baskets of shares or other assets that track the performance of a benchmark index or asset. To create thes... ››› more
When the stock market goes through a bear market, one asset class that tends to perform is bonds.
During bear markets, high quality bonds perform well. And this has been the case for the vast majority of bear markets over the past 100 years.
So how can you invest in in bonds? And what's the best way to go about it?
Read on to find out…
How to invest in bonds
If the stock marke... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.