When the economy goes sour, more and more people start reconsidering their spending and readjust their budgets.
However, saving should be a priority for you regardless of the state of the economy. If you get into the habit of saving, up will live much more comfortably knowing that you still have control over your financial future.
Special: How to Grow Rich – Privately, Independently and S... ››› more
Unless you're exceptionally self-disciplined and frugal, you probably have a difficult time saving money on a regular basis. The less you earn, the less you feel encouraged to save, but that doesn't mean that those who make plenty of money are big savers.
Everyone has a hard time saving because, let's face it, being frugal isn't fun. Even if you consider yourself more of a spender, don't get d... ››› more
Saving doesn't come easy for most of us. When you're not making enough to live comfortably, you probably think that you can't afford to save. People who earn less have more trouble saving than others, although they could be saving each month, even if it's only a small amount.
How can you teach yourself to save more money each month? Here are five ways to get started.
1. Change your attitude t... ››› more
When you turn 30, your world turns upside down. You are no longer in your twenties and you feel like you are too old, too soon.
But being in your 30s isn't bad at all. It's actually a time when you can invest in your future and plan wisely ahead.
If you haven’t given financial planning much thought in your twenties, now is the time to consider your options more seriously. Now is the time t... ››› more
Building a nest egg should be a top priority for everyone. Unfortunately, we often forget that we should be saving more and we get carried away with spending money on useless things.
If you haven't started saving toward your nest egg, then it's high time you should. Start now with as little as you can, every step counts.
Don't postpone saving for a later time in the future because you might ... ››› more
Saving for retirement should be a lifetime goal. However, due to a lack of proper planning or resources, most people do not save even half of what they should be saving for retirement.
If you've just started saving for retirement or are approaching your golden years and want to give your savings a boost, here are some tips to keep you on the right track.
Retirement savings tip #1: Save more, ... ››› more
We all know that we should save more money, yet we keep making excuses and end up wasting more money than we should.
We need an emergency fund that we can access anytime to cover unexpected expenses, as well as a long-term savings account.
Most people do not have enough savings to cover unexpected expenses for health care, car repair, or other type of emergencies.
To protect yourself fro... ››› more
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