One of the best parts about working for Fleet Street is being able to connect and build relationships with top global investment experts.
These are some of the brightest financial minds who help hundreds of thousands of readers from all over the world build wealth on a consistent basis.
And every single day, I'm fortunate to receive all their best inside information from Agora Financial, M... ››› more
Recently I came across an article on MoneyWeb with the headline, “Preference share offering 14.5%”.
Preference shares returning 14.5%? I've only really seen a preference share offer investors around 10% and that's Grindrod, which is a solid proven company.
So I was sceptical when I read this headline and I immediately investigated how this investment was offering such a good yield.
... ››› more
So, you think that during retirement you can rely on your investment income to keep you going. Well, what if you find yourself dipping into your actual investment capital to make ends meet?
The danger is, each time you take cash from your investments, there's less capital invested to generate income.
That's why today, I want to show you how an ultra-low risk investment to help you generate... ››› more
Government retails bonds are bonds aimed at the South African public.
When you buy these bonds, in return for lending your money to the South African government, you'll receive twice yearly interest payments until your bond matures.
By buying bonds, you invest your money for a specific period of time. And this makes them a very useful vehicle for saving for a particular thing or event.
Le... ››› more
Unit trusts provide you with an easy way to invest in a number of different assets. You can use them to invest in different types of equities, money market funds and bonds.
If you're looking for a lower risk option to generate an income, unit trusts have the solution.
Let's take a closer look…
Investing in income funds
Income funds are unit trusts that focus on generating an incom... ››› more
If you're saving up for a specific goal or don't need access to some of your cash for a while, what are your options when it comes to low-risk investments?
You could opt to put your cash in the bank in a fixed deposit account or you could buy RSA Retail Savings Bonds.
So which is the better option for you?
Read on to find out…
What are RSA Retail Savings Bonds?
RSA Retail Savin... ››› more
An easy way to invest in bonds is through unit trusts. Unit trusts investing in bonds are known as fixed-interest funds.
They're a great option for you to consider as they give you instant diversification.
So what do you need to know about investing in fixed-interest funds?
Read on to find out…
What sort of investments are included in fixed-interest funds?
Fixed-interest funds ... ››› more
The majority of individual investors have never even heard of this investment, but it's popular with sophisticated investors. The kind that manage billions of rands.
This investment has the safety of a bond, in that it pays regular income. But it's better than a bond... It has the upside of stocks.
That's why I often call it the "perfect income investment."
So if you’re sitting on sp... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.