2013 was a pretty good year for South African investors… Or was it?
On the world's stage your wealth actually went backwards.
In dollar terms you would have lost money. You see, if you put R100,000 at the start of 2013. That was equivalent to $11,682. During the year our market would've you a return of 14%, meaning that you would have R114,000.
Now I know that doesn't sound too bad.
... ››› more
Social unrest is on the rise around the world. People are peeved about austerity measures, unfair labour practices, and low wages. They're engaging in every kind of protest—from middle class revolts to violent rioting. Some revolts happen in direct response to economic stress (like in Greece and Spain) and others happen as citizens get fed-up with dictators (like in the Middle East). Countries c... ››› more
Investing offshore is a great way to reduce the risk of your portfolio. But there are also some things you need to think about before you commit. And once you invest. Read on to uncover three ways to improve the performance of your offshore portfolio…
Investing offshore can offer you sectors to invest in that are not available in SA, Carl Delfeld in Investment U explains. And it’s a good way... ››› more
South African labour unions are not having as much success bullying foreign investors as they have with the government…
International firms like BMW, frustrated by the losses they're incurring due to strikes, are threatening to call off their plans for expansion.
Who can blame them? The most recent fiasco cost the motor vehicle sector about R20bn and slashed exports by 75%!
The outlook... ››› more
Investing in technology can be very alluring. For starters, there's the dream of making a massive profit on just one investment. If you can spot a tech giant of tomorrow when it's still a minnow, it can make you rich. If you had invested $1,000 in Microsoft shares in 1985, they would now be worth $450,000. And that's not including dividends. Read on to find out how to invest in tech without losing... ››› more
What if I told you there's a new industry in the making that WILL turn into a multi-billion rand industry overnight?
And it's not a maybe. There's no if or but.
The industry I'm talking about could go from zero to hundreds of billions of rands by 2015…
There are only a handful of companies that will profit. If you invest in them today you'll be one of the early investors…
And you c... ››› more
“Household confidence plunges to 10-year low”
This was the front page headline in yesterday's Business Day.
And I believe this is the first warning shot for investors in South Africa.
You see, the article revealed that consumer confidence in South Africa's economic future has taken a beating.
Well, turn on just about any news channel and the answer will be staring you in t... ››› more
For years South Africa has been the undisputed king of business in sub-Saharan Africa. People have assumed that if you want to make money in Africa, then South Africa was the country to go to.
But times are changing… And they're changing fast!
Right now South Africa is losing its competitive edge. And investors who are slow to realise this, could miss out on one of the biggest investment o... ››› more
Investing offshore lowers the risk of your portfolio. By investing offshore you can diversify your portfolio and gain handsomely in the process. Read on to find out why you should invest some of your cash outside SA…
Your main motive for investing offshore is to benefit from international diversification. This diversification comes from holding investments that have unrelated returns.
Globa... ››› more
Offshore investment continues to be one of the best options for stable and reliable investment returns. But did you know that making just one of these four dreadful offshore investment mistakes can make your entire portfolio tank?
If you’re thinking of venturing into offshore investments, you must avoid these crucial mistakes that newbies often make. Don’t let a little problem become a big l... ››› more
"Francois, offshore is the place to be. The rand is ever weakening and there are massive opportunities to profit as governments the world over stimulate their economies…" That's the insight I received from an associate of mine, Gary Barford, FSP Invest's offshore analyst a while ago as we were discussing the difficult investing situation in South Africa with labour problems, a weak rand and a cr... ››› more
The rand has really been smacked lately and has weakened by over 18% to the dollar this year.
This greatly impacts our daily lives…
The most significant being at the petrol pump.
Because oil is priced in dollars it takes more rands to buy each barrel of oil. The movement of the rand in the last month has made a barrel of oil 12% more expensive! And it won’t be long until we see the pr... ››› more
Stocks are at all-time highs all over the world.
Japan is the highest it's been in 5 years, America is hitting new all-time highs every day and here at home the All Share is following suit.
The big question I'm hearing from investors now is: “Are the market rallies over?”
If you ask me, the answer is a definite no!
And one of the big reasons for this has got nothing to do with mark... ››› more
The economic environment in Europe is a mess.
Growth is generally non-existent, unemployment is at record highs and many governments are struggling to stay afloat in an ocean of debt.
This doesn't sound like the best environment for business.
World famous investor Warren Buffett has been buying European stocks this year.
Buffett’s value investing techniques have built him a ... ››› more
Until 2009, payments between Chinese companies and their foreign partners were usually conducted in US dollars or euros. Then Beijing set in motion a series of reforms to facilitate the use of the renminbi (also known as the redback) in cross-border trade settlements to improve investment flows into the country. By doing this, China's leapfrogged Japan to become the second largest economy in the w... ››› more
Looking for a red hot offshore investment destination? According to Fin24, Mauritius is becoming increasingly popular among South African investors for two top reasons…
Mauritius is becoming increasingly popular among South Africans and not just as a luxury travel destination.
From massive sugar cane fields to huge textile factories and new luxury property developments, the is... ››› more
If you're anything like the rest of the world, you'll have been actively ‘dis-saving' over the last three years. Confused? ‘Dis-saving' is when people spend more money than they take in. Ian Liddle, a chief investment officer at Allan Gray, says you need to change this instantly to make sure you're boosting your retirement savings any way you can to avoid a future with no savings. One of the t... ››› more
“In today's uncertain financial environment, with faith in many of our trusted financial institutions shaken, it's getting harder and harder for individuals to have their money work aggressively for them,” says the team of investment experts at The South African Investor. In financially challenged offshore jurisdictions there are tax, regulatory and asset protection provisions that can pose a ... ››› more
The war on drugs, money-laundering and terrorism have given birth to more sophisticated international banking laws. These “are being used to destroy privacy and bank secrecy. As a result, putting money into an offshore bank account has become all the more challenging,” says Offshore Asset Protection Expert, Erika Nolan in The South African investor. Read on to discover ten questions must ask y... ››› more
Researchers from US investment bank Goldman Sachs found that the most important dimension of portfolio diversification is investing offshore. Although offshore investments provide many benefits like protecting your wealth, it's also important that you take steps to protect yourself from investment fraud. Read on to discover your four-point offshore investment safety check that'll help you scrutini... ››› more
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We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found on this website.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this website.