HomeHome SearchSearch MenuMenu Our productsOur products

Pay Off Debt

  • Don't underestimate the interest rate effect
  • Interest rates in SA are at a generational low - this might be the lowest we'll see them for many years to come. And while the opportunity is here - it's clear that many home buyers and businesses are grabbing it. A recent report from bond originator, OOBA, shows that in the fourth quarter of 2020 home loan applications shot up a whopping 36% compared to the same quarter in 2019. The major... ››› more
  • [28 January 2021]
  • What's going on with the JSE's property stocks?
  • Property stocks on the JSE have had an atrocious year. Right now, they're still around 46% lower than they were one year ago. We all know that many landlords, especially in the retail space, had empty shops and tenants that couldn't pay during the hard lockdown… But the property index has started a turnaround. Since 1 November 2020 the SA Listed Property Index (SAPY) is up 15.81%. ... ››› more
  • [03 December 2020]
  • Is this the most difficult investment decision you've ever made?
  • “Buy when there's blood on the streets!” “Be fearful when others are greedy, and greedy when others are fearful.” As we've been faced with the current crisis, I'm sure you've heard many commentator's say now is the time to buy into shares. Shares are at decade long lows, and the cheapest they've been in a generation… During the week I read a letter that a client sent his brok... ››› more
  • [23 October 2020]
  • Sasol: When mega-projects turn into mega-mistakes
  • A couple of years ago Sasol announced it would enter the US market by building an ‘ethane cracker'. A massive petrochemicals plant called Lake Charles that would require it to invest nearly as much as its market cap was at the time. The company said this was where its future lay, and the project would change the face of the company forever. Right now however Sasol shares are at their low... ››› more
  • [11 September 2019]
  • How to create an offshore nest egg in three easy steps
  • Over the last year, the one question I have been asked more than any other is… “How do I invest offshore?” Today, I'm going to answer that question and show you how to invest offshore in three easy steps… The Bitcoin Lie: Discover what could really happen to cryptos in the next 12 months and beyond… Click here now to claim your FREE copy.   Step #1: Determine how ... ››› more
  • [28 September 2017]
  • What to watch out for with a rights offer
  • Have you ever seen something like this before? “Company X has decided to issue 119,047,599 new linked units to qualifying linked unit holders. The units will be issued at 800c per linked unit in the ratio of 50.62569 rights for every 100 linked units held on the record date.” This is an example of a rights offer. Sometimes a company needs more cash to expand or simply to keep going... ››› more
  • [21 September 2017]
  • Have you thought about what you're going to do with your bonus?
  • It's coming to that time of year when many people may have an end of year bonus to look forward to. Whilst your first thought may be to go out and splash it, you should resist the temptation. So what should you do with your bonus instead? Read on to find out… What you can do with your bonus There are definitely ways you can put your bonus to better work than splashing it on u... ››› more
  • [04 November 2016]
  • 21 Complex terms experienced investors use - that you don't need to be intimidated by
  • Do you walk into a room full of investors and struggle to understand what's going on around you? Are you lost in the jargon and anxious that someone is going to ask you a question, you just can't answer? Well, if that sounds like you then I have some good news. You don't need to play second fiddle to your investment advisor, your broker or even your smarty-pants friends. You don't need t... ››› more
  • [23 August 2016]
  • It's never too late to kick-start your “automatic-income machine” portfolio
  • Wouldn't it be a nice for a change, to see consistent income flowing in your account instead of out? I'm talking about the kind of income that could help you: • Pay off debts • Supercharge your retirement • Build the wealth you need to live the lifestyle you want Basically do whatever you want, when you want - with no money worries. The kind of income that comes streaming in no m... ››› more
  • [28 July 2016]
  • How to avoid the 20 most common retirement planning mistakes
  • There are so many things you need to consider when planning for your retirement. Of course, there's the obvious retirement planning concerns, like how much you earn and how much debt you have but there are other factors that could leave you scrambling around trying desperately to build up your retirement savings. To help you prepare for your retirement, I've found 20 of the most common ret... ››› more
  • [02 June 2016]
  • Knock 6 years and 25% off your bond don't sacrifice a thing!
  • Wouldn't you like to pay your house off six years earlier and save R500,000 in the process? Just imagine the freedom you'll have knowing you've conquered one of your largest debts. If you can beat your biggest debt, the smaller ones will feel like nothing! Well, today I've found a special solution to do just that - without changing your lifestyle. But wait… I haven't even told you ho... ››› more
  • [18 May 2016]
  • How to get your financial planning in order
  • It's never too early to start financial planning. The earlier you do, the easier you'll find it to reach your financial goals. So where should you start with financial planning? Read on to find out… Financial planning will help you reach your financial goals Whatever your financial goals are, whether it’s to retire at 50 or pay off the bond on your house quickly, you need to put... ››› more
  • [09 October 2015]
  • How to pay off debt strategically
  • Do you feel stuck in debt? With every purchase you make, do you get sink deeper and deeper into debt? Then it's time to take action and work on paying off your debt as quickly as possible. While it may take years to completely pay off your debt, it's highly advisable that you take action starting now, instead of postponing it to an unknown future date. Here is how to pay off your debt strate... ››› more
  • [09 December 2014]
  • What to weigh up when you receive a rights offer
  • One of the advantages of listing on a stock exchange is companies can raise cash when they need to from selling shares. An established company may decide to raise extra cash by declaring a rights issue. A rights offer gives existing shareholders the right to buy more shares in the business in proportion to the shares they already own. So if this happens to you, should you take up the offer ... ››› more
  • [04 December 2014]
  • Paying off debt: Snowball vs. Avalanche method
  • So you've decided it's time to get rid of the debt that has been piling up. Good for you! Making the decision to tackle your debt is an important one. The next step would be to decide on a debt payment method. You may be familiar with the two popular debt pay-off strategies: Snowball and Avalanche. Today we’ll take a closer look at both of them to better understand what they entail and whic... ››› more
  • [25 November 2014]
  • Dangerous ways to pay off your debt
  • We know you're in a terrible hurry to get rid of debt. But certain debt reducing strategies may be more detrimental than beneficial. Don't choose the quick and easy way out because it rarely works. Here are some debt reducing strategies that are dangerous to your financial well-being. 1. Borrowing money from your retirement account   Paying off your current debt may be on top of your to-do... ››› more
  • [20 November 2014]
  • How to cut your debt in half
  • Poor money management skills and overspending can lead to serious debt problems. It's quite easy to get into debt, getting out of debt is much more difficult, however. With determination and hard work, you can reduce your debt without resorting to costly debt advisors. Here are a few tips to help you cut your debt in half. Evaluate your debts   Gather up all your debt statements and finan... ››› more
  • [13 November 2014]
  • What is debt review and how does it work?
  • If you are buried in debt and feel like there is no way out, it's time to seek real solutions to your problem. Not being able to handle your debt can be extremely stressful, so it's a good idea to seek counselling from a debt advisor. Debt review is the process through which a financial advisor performs a financial assessment and determines the best methods of managing and paying off the debt. ... ››› more
  • [07 November 2014]
  • Quick debt-reducing strategies
  • Are you struggling with debt? There's only one way out: take action. Take control of your debt by implementing the following strategies. 1. Determine your current debt situation   Before you can take appropriate action, you need to know where you stand. Find out how much money you currently owe.   2. Choose your plan of action   You can choose to pay the lowest or the highest balance... ››› more
  • [03 November 2014]
  • Five strategies to tackle debt
  • Debt is often a cause of stress and unhappiness. The more debt you have, the more stressed out you are. Sometimes, it seems that you have lost all control and that debt has won. But, rest assured, you can gain back the power and get rid of debt once and for all. It won't be easy, but it will surely be worth it. How do you take back control of your finances and manage to pay off debt in full?... ››› more
  • [15 September 2014]
Page: 1 2 »


Trending Topics