It's very hard to make sense of markets right now.
On the one hand, it's crystal clear the economy is in a mess. Unemployment is even higher than the worst of the Global Financial Crisis of 2008. The damage done by lockdowns cannot be easily undone.
On the other hand, governments have pumped unprecedented amounts of money into the system and the market seems to be on an unstoppable rise. J... ››› more
Warren Buffett has a famous quote: “Be fearful when others are greedy and greedy when others are fearful.” As with many great quotes, there's a great deal of wisdom packed into those few words.
And today, I've found the opportunity that perfectly puts Buffett's quote into practice.
Here are its features:
1- Your capital is tied up for a maximum of just three years
2- You stan... ››› more
The rand has only just broken back below the key R14/$ level and I can tell from the client flows going through our treasury desk, many South Africans are once again keen to get money out of the country.
The USD/ZAR exchange rate was well over R15/$ just a few weeks ago.
This means, the rand has firmed up around +7.75% in the last month-and-a-half. Put another way, that's about a year's wo... ››› more
As we head to the end of 2017, we are approaching the nine year anniversary of the current bull market. If nine years seems like a long time, you are correct: It is.
This is the second longest bull market in history and counting. Most stock indices are at all-time highs and many investors are currently sitting on massive gains in their portfolios.
At the same time risks are rising. We have... ››› more
I call it the “offshore investment conundrum”. Investors have no clue where to invest or what to invest in, leaving their cash exposed to unpredictable economic and political events. Investing in just any old offshore product will cost you time and more importantly, money.
While I admire the ambition of investors to identify opportunities elsewhere, the fact of the matter is, over half of ... ››› more
There's a scary word floating around the investment world right now.
It's hanging over your portfolio like a black cloud. It's threatening your income, your investments and your financial future.
The frightening thing is many investors don't even know that their money is in danger. They're ambling along blind to the fact that they're about to lose a large portion of their investments.
... ››› more
You already know that rumours of a recession are circulating around the investment markets.
2016 has been a tough year for the South African economy and the hard times don't look like they're going to stop any time soon.
Statistics South Africa shows that the economy is already down 1.2% for the year. We're in the middle of a drought and the price of food, electricity and water is steadily... ››› more
Over the weekend I was speaking to a friend of mine. He just moved into a new area after switching jobs. While he's checking out the property in the area he's renting a property.
One of the issues he faced was a rental deposit - and this actually affected which property he chose to rent initially.
You see, because of tenants not paying rent, or damaging property many landlords have been fo... ››› more
If you've been reading the news from FSPInvest.co.za over the past few weeks, I think you understand how important it is to add a certain level of protection to your investment portfolio right now.
There's one precious metal that's proved itself as a protective asset over and over again. Of course, the metal Joshua is talking about is gold.
He says, “In the 1970s and 1980s were marked by... ››› more
Yesterday I warned investors that the rand will lose strength against the dollar because of the rumours that the Hawks want to arrest Pravin Gordhan for his involvement in the establishment of the SARS rogue unit while he was the tax agency's commissioner. As I expected, that's exactly what happened. But now, where to from here? Is it time for South African investors to be really worried? And wha... ››› more
Chris Hart, regular contributor to the South African Investor predicts that the rand will hit R60 to the dollar by 2019. He also believes that credit ratings agencies will soon declare South Africa's junk status before the end of this year. This is bad news for South African Investors. But just how worried should you be? And is there anything you can do to hedge your investments against this event... ››› more
Today, I'm going to show you a simple strategy that'll allow you to potentially double your portfolio's gains (or more).
It's also a great way to protect your investments in a market downturn.
And, if the markets go bad, it can add another level of protection to your portfolio.
And the best part… When increased volatility makes the market tough to invest in, this strategy really comes ... ››› more
To find out if trusts can help you protect your family's financial situation after you're gone, Aiden Sookdin spoke to one of the foremost trust experts in South Africa, Albert Vorster, Senior Fiduciary Specialist at Momentum Trust Limited. Here's what you need to know...
Albert agrees that trusts are still relevant for effective estate planning, asset protection and generational continu... ››› more
The best legal way to make sure you don't lose your money is to distance yourself from it.
Let me explain...
Putting your assets into a trust means that you don't personally own them anymore. The assets are held in trust for the benefit of the beneficiaries. The trustees simply manage these assets. When everyone involved signs this contract the Mater of the High Court registers the trust. ... ››› more
So you've decided to start investing. You're excited but the problem is you have no idea where to start.
Well, the thing is, you'll never know what shares to buy or what investment instrument to use if you don't have an investment plan. That's why today I'm going to show you how to set up your investment plan in three simple steps. Step 1: Understand your finances
No investment comes wit... ››› more
The risks involved in maintaining a successful business are real. If you don't protect yourself from unexpected and destructive events, you could see all your hard work crumble.
It's important to secure the future of your business by making shrewd and informed short-term insurance decisions.
Here are five insurance secrets you can use to protect your business in the face of a deteriorating... ››› more
Yesterday, you may have got a fright when you noticed how the Johannesburg Stock Exchange and stock markets across the world fell as worries over the Greek crisis hit.
When things like this happen, it brings home the risk of a stock market crash and the impact it could have on your portfolio.
So what can you do to minimise the impact of a stock market crash on your portfolio?
Read on to f... ››› more
One of your top priorities when it comes to your financial planning should be protecting your wealth.
No-one knows for certain what lies ahead, so it's vital to take steps now to protect your assets.
And one option you have is to hold your assets in a Trust.
So why should you consider holding your assets in a Trust?
Read on to find out…
Why you need to protect your wealth
I... ››› more
Are you sceptical about the stock market? Does the thought of losing all your hard earned cash send shivers down your spine? Do you believe that investing in the stock market under the current conditions is like throwing your money away?
Well, I understand why you're sceptical! But, I'm sure you know that money is constantly losing value over time. And that's exactly why you need to invest your... ››› more
The stock market has been in a sustained upward trend for some time now. As soon as anything starts to hit new highs, it brings out the market pessimists… The market is going to crash… Market gains are unsustainable… Just because the stock market is doing well, it doesn't mean it's going to come crashing down. But if it did, you need to be prepared. So as any savvy investor should, it's time... ››› more
Disclaimer FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found on this website.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this website.