If you have ventured to your local shopping mall you will see one of the most important elements missing… Shoppers. Shopping malls resemble ghost towns more than anything else. And that isn't going to change anytime soon as consumers are still under financial pressure, don't want to be in busy places and are trying to move to more online shopping.
The shift to online shopping is something mo... ››› more
If you hold property stocks, or one of the big four supermarket chains you need to listen up…
A major new finding by the Competition Commission is coming into effect, and it could have far reaching implications for these companies.
Let me show you in more detail.
Is this the secret to becoming a stock market millionaire?
... ››› more
Between March 2009 and March 2018 investors in Shoprite made a 524.75% total return on their shares in the company - that's roughly double the 260% the JSE Top 40 index produced in the same time.
But in the past twelve months Shoprite lost 32.65% of its market value. And from its March 2018 high it is down 41.21%.
Shoprite’s meteoric rise and fall
... ››› more
Happy new year everyone, I hope you all had a good break and did tons of holiday shopping for your friends and family!
Why? Because yesterday marked the beginning of the retail reporting season. And, in the next couple of weeks we're going to see just how much South African's spent at the shops in December.
There is no doubt the market is expecting a super tough Xmas period for the beleag... ››› more
The Foschini Group is down 10.54% in the last month, Mr Price 10.40%, Truworths 6.33%.
And Lewis crashed a whopping 16.70%.
If you're invested in retail, it's been a bad month for you.
But before you start buying into the sector because it ‘shows value' I want to warn you…
South African retail sales are dropping and you need to watch out for the fallout
In its m... ››› more
Since the beginning of 2017, we've told you what sectors could be in trouble because of the uncertainty in South Africa.
For example, the combination of high interest rates and consumer confidence has seen retail companies struggle to grow profits throughout 2016.
Struggling retailers mean some shops have closed doors, and as such, property companies with retail tenants could risk vacancie... ››› more
At the beginning of every year, the South African Investor Board of Governors sit around a table to discuss what we think will happen in the markets.
It's no ordinary get together.
It's where a group of professional investors, portfolio managers, economic and political commentators combine their research and expertise to uncover the best way to profit and protect your portfolio.
This ... ››› more
The Budget was delivered without too much fuss. Everyone knew there would be a “Gap” and the balancing act was to find a suitable filler. The new tax bracket was a bit of a surprise, but the hiking of the marginal tax rate was expected. Never the less bracket creep was significant so everybody shoulders the burden.
In SA, the market fell 1%; Gold shares were under pressure as the Rand held ... ››› more
Last week, we discussed how through one simple switch we managed to save our clients a cumulative 71% in 2016.
But this year we're going to try and do it again. So let's compare the investment cases of The Foschini Group (TFG) and Woolworths (WHL).
These companies share similarities in that they're both involved in apparel retailing in South Africa but have very different strategies when i... ››› more
JSE up 3,3%
Last week the JSE recovered from an oversold position to close the week with a gain of 3,3%. Financials gained 4,8% and Industrials were up 3,7%. Resources managed a gain of 1,5%.
DAX up 6,6%, CAC up 5.2%.
European markets breathed a sigh of relief as the Italian referendum failed, the Dax gained 6,6% and the CAC 5,2%. Italy was up 7,3% and Spain put in 6,5%
US Markets... ››› more
In 2013 I warned investors that African Bank's drop in profits was the first ‘symptom' of a slow puncture for the South African Debt Bubble…
I told investors I believed many of the unsecured lenders and credit retailers will get themselves into trouble, but Capitec would prevail.
At the time African Bank traded at R22 a share.
By early July 2014 I called African Bank's imminent bankrupt... ››› more
If you've been reading some of my articles in Trading Tips and MoneyMorning, you'll probably know I'm quite a stubborn trader.
Stubborn with the proven strategy and money management rules I've followed for the last 12 years. Stubborn with listening to the media and opinions of others.
And stubborn with the number of shares I watch on a daily basis.
In fact, I only look at 23 shares to tra... ››› more
The other day, while making my morning coffee, a work colleague asked me about an opportunity to earn an 11.5% return on a fixed-term bond investment.
And she wasn't talking about RSA Government Retail Bonds. She was talking about investing in a Participation Bond Fund, specifically the FedGroup Participation Bond Fund.
When you invest in a Participation Bond Fund, money is pooled with oth... ››› more
It's simple, lending money to government is a guaranteed income bearing investment.
Most investors fail to recognise the value in this form of investing. Yet, it's hugely important if you want to bank more than just capital profits on your investments.
If you lend money to someone, you want to know that you're lending it to a person who can pay it back, along with the interest you charge.
... ››› more
If you think that you're too broke to start investing your money, then you've been misinformed. It is possible to start growing your wealth with as little as R500 ever single month.
Despite what most people think, you don't have to have millions in the bank to invest your money. There are exciting new platforms that you can use to invest with as little as R100.
Of course, R100 gives you ve... ››› more
Today, Stats SA released its retail sales data for September. Growth in sales fell.
With consumers feeling the strain, this data may provide further reason for the Reserve Bank to keep interest rates unchanged tomorrow.
Let's take a closer look at what the data revealed…
Retail sales dipped in September
Stats SA reported that retail sales growth fell to 2.7% in September, ... ››› more
Over the past decade, there has been a revolution in the way people shop.
Standing in long lines at the checkout is a thing of the past for many consumers who now shop from the comfort of their own home.
And with superb growth in the sector, there's opportunities to profit from the increasing popularity of online shopping.
Let's take a closer look…
The impact of the internet and ... ››› more
Financial planning involves all aspects of dealing with your money now and into the future.
It's vital to have short-term, medium-term and long-term goals as part of your financial planning strategy. To meet some of these goals, you may need to look at savings vehicles to help you get there.
So are government retail bonds worth considering?
Let's take a closer look…
What are gover... ››› more
Yesterday, Stats SA released its retail sales data covering July.
On an annual basis the key economic figure showed growth was higher than economists expected. But it was less than the growth seen during June.
Let's take a closer look at what the data showed…
Retail sales grew 3.3% in July
Retail sales came in at 3.3% on an annual basis in July, says BDLive. This is down from the... ››› more
If you're looking for a long-term savings vehicle, government retail bonds are definitely worth considering.
So how do government retail bonds work? What are your options? What are the tax implications? And how can you make the most of them?
To discover the answers to these questions and much more, read on…
The ins and outs of government retail bonds
Government retail bonds, or RS... ››› more
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Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this website.