Following on from last week's article where I quoted Sir John Templeton as saying “tell me where there is the most pessimism and I will tell you where to invest”. That describes global equity markets now and more accurately the South African market. Most investors are bearish and pessimism is high. But that doesn't mean you should be buying every stock making 52-week lows or in bargain territo... ››› more
As an advisor to the South African Investor board I deal with investors that are looking for long term returns that'll help them live, and retire securely.
That means we typically look at companies like Vodacom, Naspers, Bidvest and the like.
Large blue-chip shares that have been around for years, and will continue to be there for years to come.
Recommending these large companies is th... ››› more
One of the best parts about working for Fleet Street is being able to connect and build relationships with top global investment experts.
These are some of the brightest financial minds who help hundreds of thousands of readers from all over the world build wealth on a consistent basis.
And every single day, I'm fortunate to receive all their best inside information from Agora Financial, M... ››› more
Do you know the difference between minimum investing and low-cost investing?
Well, most investors would usually say they're the same thing. But this is far from the truth.
Low-cost investing deals with the investments associated with investing your money, while minimum investing implies the least amount of money you can invest.
In fact, failure to understand this can actually lead to... ››› more
Uber is no doubt one of the most convenient and cost effective transport solutions in the country right now. As an avid Uber user myself, I've never waited more than five minutes for the driver to pick me up once I make the booking on the user friendly app.
The car is always clean, the driver is always friendly and I've never had an incident where I was unhappy with the service.
It's safe... ››› more
I receive a lot of e-mails with trading questions, and lately, I've noticed a couple of themes. It seems that many new traders have questions about stop losses, and even the more experienced stock watcher wants to improve his risk mitigation strategy…
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What would an extra R10,000 – R25,000 – R100,000 do for you?
Discover... ››› more
The other day, while making my morning coffee, a work colleague asked me about an opportunity to earn an 11.5% return on a fixed-term bond investment.
And she wasn't talking about RSA Government Retail Bonds. She was talking about investing in a Participation Bond Fund, specifically the FedGroup Participation Bond Fund.
When you invest in a Participation Bond Fund, money is pooled with oth... ››› more
Recently I came across an article on MoneyWeb with the headline, “Preference share offering 14.5%”.
Preference shares returning 14.5%? I've only really seen a preference share offer investors around 10% and that's Grindrod, which is a solid proven company.
So I was sceptical when I read this headline and I immediately investigated how this investment was offering such a good yield.
... ››› more
Today, I'm going to show you a simple strategy that'll allow you to potentially double your portfolio's gains (or more).
It's also a great way to protect your investments in a market downturn.
And, if the markets go bad, it can add another level of protection to your portfolio.
And the best part… When increased volatility makes the market tough to invest in, this strategy really comes ... ››› more
Unit trusts are solid investments. They deliver safe, long-term gains and take the worry of investing your money off your shoulders.
But what makes a good unit trust?
Let's take a closer look at what you should be looking for when deciding on a unit trust investment.
It all starts with what you want...
Before you invest in anything, you need to know what you expect to achieve from ... ››› more
Unfortunately when you invest, you'll have to pay fees somewhere along the way. Whether it's to your stock broker or fund management company, fees are part and parcel of investing.
The key is you need to minimise the fees you pay. This is because fees can have a major impact on your returns, especially over the long-term.
Let's take a closer look at the impact of fees on your returns…
... ››› more
There's a common belief in investing that the higher the risks you take on, the greater the potential reward may be.
Long-term performance of stocks and bonds provides evidence to back this up. Historically, stocks have outperformed bonds. This implies greater reward for investors taking on the higher risks of investing in stocks over bonds.
But it may not be as clear cut as this. When it co... ››› more
If a company posts a bumper profit, it's easy to get over excited about the future prospects of the business and what its share price may do.
It pays to err on the side of caution when investing. You don't want to risk investing in a company that's done well this year, but fails to meet expectations next year. Its share price will pay the price.
So what's the best way to handle this?
Read... ››› more
Before you start investing, you should take time to write down your investment goals. These should range from short-term to long-term.
Then you need to decide what financial instruments you're going to use to take you there. These range from cash to geared instruments.
So what sort of risks do different financial instruments come with? And what can you expect in terms of returns?
Read on ... ››› more
If you're looking for a long-term investment, property is definitely worth considering.
Investing in property actually generates a return in five ways.
Read on to find out more…
#1: Rising property values
Over the long-term, thanks to inflation and the rising costs of building property, you’ll see the value of your property rise in value.
Buying a property in a great location... ››› more
When you put your money to work on the stock market, you take on risk.
There's the chance the company you buy shares in won't perform and its share price will fall.
But for this risk, there's the chance the shares you buy will rise in value over time. This means profits for you.
So if you want to check how your portfolio is performing, how can you check your returns?
Read on to find o... ››› more
Rebalancing your portfolio is all about keeping the different types of assets you hold within certain percentages.
The idea behind this investment strategy is to reduce your portfolio risk by ensuring you don't let you portfolio get too heavy in certain assets.
But what about your returns? Rebalancing can limit your returns as by selling off assets that have grown in value, you can lose out ... ››› more
There are only eight days left to file your tax return, so make sure you don't leave it for the last minute. The deadline is November 21st, 2014.
Here is everything you need to know before submitting your tax return.
First of all, if you don’t have a tax number already, you need to apply for one with the South African Revenue Services before submitting your tax return. To get a tax number, ... ››› more
Today I'm going to share with you the greatest investment secret in the history of mankind.
This is the only investment that you ever need to make if you want to retire rich.
And to top it all off… It's also the cheapest financial investment that money can buy!
History doesn’t lie, shares rule them all
Historically, the best investments with the greatest returns are shares. Shar... ››› more
When it comes to investing for the long-term, you don't want to take on huge amounts of risk to increase your returns.
Yet there is a way you can increase your returns without taking on extra risk.
So how can you do it?
Read on to find out…
An investment strategy that can pay off over the years
The idea behind this investment strategy is simple. You need to focus on investing... ››› more
Disclaimer Note that FSP Invest, a division of Fleet Street Publications (Pty) Ltd, is a research house and not a registered broker, financial advisor or financial service provider. Our editors and customer services teams also do not give personal investment advice. The advice in this website is general advice only and may not be appropriate to your particular investment objectives, financial situation or particular needs, so before investing or if in any doubt about your personal situation, you should seek professional advice from a stockbroker or independent financial adviser authorised by the Financial Services Board.
We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.