Picking a unit trust is no easy task. There are hundreds of them out there.
When you buy into a unit trust, you want to find a fund that will perform even once you take fees and costs into account. This means yielding a return that outperforms the market. Otherwise your cash is better off in a tracker fund.
You need to find a unit trust with a good fund manager at the helm. So what should y... ››› more
Most investors think figuring out which is the best unit trust to invest in is the only thing they need to consider. But that's not true! Before getting involved in any investment, you need to consider how the tax on it works. When it comes to unit trust investing, these two taxes apply…
SARS levies two taxes on all forms of unit trust investing
As the experts at Equinox explain, there ar... ››› more
The first rule of investing is never put all your eggs in one basket. That's what we mean when we talk about asset allocation. And here's the good news for investors who don't want to do this themselves. There's a type of unit trust that'll do it for you: Prudential fund unit trusts.
What is a prudential fund unit trust?
Prudential funds (also known as balanced funds) are among the oldest o... ››› more
If you're as sick as taxes as most South Africans are, you'll love that unit trusts give you the chance to make money from this. How? By investing in the right unit trust of course. And in this case, it all comes down to something called a bond fund unit trust…
What is a bond fund unit trust?
As The South African Investor’s Leon Kok explains: Bond funds are fixed interest funds tailored... ››› more
Retirement is tough! You need to live on a tight budget with little hope of generating more income unless you carry on working or invest smartly. But when it comes to the latter, there's no better unit trust for retirees to invest in than an enhanced income fund unit trust. Here's why…
What is an enhanced income fund unit trust and how is it different from an income fund?
Enhanced income ... ››› more
When it comes to fund manager strategies, you'll often come across the terms top-down and bottom-up to describe how he picks his investments. But here's the thing most unit trust investors don't know: You can use the same technique to decide which is the best unit trust to invest in…
What does top-down, bottom-up actually mean?
As we explain here, ‘top down’ and ‘bottom up’ strate... ››› more
So you've decided to invest in unit trusts. That's great. But with the thousands available out there, how do you buy good unit trust? That decision ultimately rests on you, but remembering these five things can help you narrow down your choices…
Successful unit trust investing starts by remembering these five crucial factors
Unit trust investing tip #1: Assess where you are and where you ... ››› more
Before you decide which is the best unit trust to invest in, you first need to decide whether unit trust investing is the right strategy for your portfolio. How will you know this? Today, we explain…
Ask yourself these three questions to discover whether unit trust investing is right for you
#1: What is your time horizon?
If you’re the kind of investor who’s looking for quick, in-... ››› more
Money-market funds are cash-based unit trusts that invest money in low risk instruments such as government treasuries, banks, financial institutions or blue chip companies. Their objective is to attain a level of profit without any undue risk and capital loss. But when it comes to investing in this type of unit trust, how do you pick the right one?
Experts warn: Beware of choosing a money marke... ››› more
Unit trust are highly popular investment vehicles here in South Africa. But with so many unit trusts to choose from, how do you know which is the best unit trust to invest in? Your starting point, is to understand what types of unit trusts are out there…
What is a unit trust?
Put simply, a unit trust is a trust that manages a portfolio of stock exchange securities in which small investors... ››› more
Money-market funds are cash-based unit trusts that invest money in low risk instruments such as government treasuries, banks, financial institutions or blue chip companies. This said, a money-market fund's objective is still to attain a level of profit without any undue risk and capital loss. But are they good investments and what are the risks involved? Today, we explain…
Three benefits of i... ››› more
If you have a portfolio packed with unit trust, you probably think you know exactly how to pick the best unit trust to invest in. And maybe you do. But research shows most unit trust investors forget to review at least one of these four crucial unit trust investing facts. And it's putting their returns at risk…
Check these four crucial factors before investing in unit trust
Here are the t... ››› more
The Association of Unit Trusts has devised a unique two-tier approach to categorise unit trusts. We quite like this approach, because it gives you a wide view of what's available in the world of unit trust investing. Here's how the two-tiered approach can help you pick the best unit trust for your portfolio…
The first tier: Where will your unit trust invest?
1. South African (domestic) fu... ››› more
When it comes to unit trust investing, fees and charges are taken out of your investment before your money starts working for you. And they tend to be hidden away and brushed aside by all those eager-beaver sales people. But that doesn't mean they don't matter. In fact, they can make or break your portfolio. Here's what you need to know about the costs involved BEFORE you pick the best unit trust ... ››› more
Not all unit trusts are created equally. In fact, studies show as many as 66% don't even beat the market every year. That means you need to be selective when picking the best unit trusts to invest in. Today, we teach you a great secret that can help…
The secret to picking the best unit trusts to invest in
The experts behind The South African Investor have a technique they find works ver... ››› more
Smart investors know that to get good returns, they need to spread their risk across four principal asset classes: Cash, bonds, equities and property. And one of the best ways to do that is through unit trust investing. Today, we look at how property income unit trusts can help you diversify your investment into property and cushion your risk while achieving stable returns in other asset classes. ... ››› more
Not all unit trusts are created equally. In times of market uncertainty like we're currently experiencing, that can only mean one thing: If you want to make money, you need to pay attention to the market's trends and follow them. Here's what you should do when it comes to picking unit trusts to invest in this year...
There are three big trends for unit trust investing this year
Unit trust i... ››› more
When it comes to unit trust) investing, South African's have always played the market safe. But that trend is changing, says Leon Campher, the chief executive officer for the Association of Savings and Investment South Africa (Asisa). And it's leading to a rise in appetite for multi-asset unit trusts.
The unit trust investing horizon is changing
South Africans have always perceived unit tru... ››› more
When it comes to unit trust investing, you have a variety of options. One of them is income unit trusts. These funds are similar to money market funds, but are one step up on the risk ladder. Income unit trusts are particularly useful if you want income levels that are better than those you'll get from a bank deposit or money market fund. Here are the benefits of investing in these unit trusts… ... ››› more
If you're the kind of investor who wants someone else to do all the work for you, you're probably looking for a way to fill your portfolio with a host good unit trusts. If that sounds like you, listen up. Wise investors know that the best consistent long-term investment returns only come from sound asset management, says MoneyWeb. And that means you have to have the right financial planner in your... ››› more
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We research our recommendations and articles thoroughly, but disclaim all liability for any inaccuracies or omissions found in this publication.
Remember: Never invest more than you can afford to spare and that the value of any investment, and the income derived from it, can go down as well as up. The past is not necessarily a guide to future performance.
Editors or contributors may have an interest in investments commented on in this newsletter. However they have signed restraints to prevent the abuse of their position as contributors to this publication.