Over the long-term, the stock market moves upwards. By investing on the stock market you can potentially profit from the rise.
But what if you don't want to pick individual stocks? And what if you don't want to deal with a stock broker?
This is where unit trusts come in…
What are unit trusts?
Unit trusts are funds of shares managed by professional fund managers. When you i... ››› more
Unit trust are highly popular investment vehicles here in South Africa. But with so many unit trusts to choose from, how do you know which is the best unit trust to invest in? Your starting point, is to understand what types of unit trusts are out there…
What is a unit trust?
Put simply, a unit trust is a trust that manages a portfolio of stock exchange securities in which small investors... ››› more
As a consumer, you use a wide array of financial products. You buy insurance for your car and house. And chances are you have a bond on your home. But when it comes to shares, the very thought of selecting a few to invest in can put many people off. But that's where unit trusts come in. They do the picking for you. Let's take a closer look at the basics of unit trusts…
What is a unit trust fun... ››› more
Both unit and investment trusts pool the savings of their investors to buy a wide range of equities. But these two types of investments vary in several important ways. If you want to invest in either of them, it's important you know the differences.
Four ways unit trusts differ from investment trusts
#1: Unit vs. shares
As the name suggests, when you buy a unit trust you buy units. And ea... ››› more
It's one of the most maligned and misunderstood investing vehicles in the market… Ironically, it's also one of the most accessible and easy to use. And when you understand its benefits, it's an ideal way to quickly diversify your portfolio and begin compounding your capital. But why do so many people misunderstand it? And why is it so useful? Read on to find out…
The simplest way to start in... ››› more
Most people over a certain age feel reasonably comfortable with financial products such as mortgages, or car insurance. Yet mention investing, and you'll get a look of panic. Or they'll shrug and say, “I leave that to my financial adviser”. However, there's one investment product that almost everyone has encountered, the unit trust fund…
The idea behind a unit trust fund is simple, explain... ››› more
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